AFL · AFLAC INC · Top AI ETF

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Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan.

Close · 3M

+3.04%

Held by 1 AI ETF

LQAI0.530%

as of Oct 22

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals8

Win rate100% (8/8)

Avg buy return+3.91%

LQAInow 0.530% of fund3 signals

LQAI · New entry · 1d

weight 0 → 0.480% (new)·stock down 2.5% in the 30 days before

Sep 29·entry $113.66·now $120.51Drifting

+6.03%

since Sep 29

LQAI · Exit · 1d

weight 0.130% → 0 (exited)·stock up 2.2% in the 30 days before

Jun 9·entry $115.61·now $120.51

+4.24%

since Jun 9

LQAI · New entry · 1d

weight 0 → 0.130% (new)·stock up 3.6% in the 30 days before

May 12·entry $116.16·now $120.51Drifting

+3.74%

since May 12

AIEQno longer held14 signals

AIEQ · Exit · 1d

weight 4.330% → 0 (exited)·stock down 4.2% in the 30 days before

Oct 1·entry $111.18·now $120.51

+8.39%

since Oct 1

AIEQ · Weight decrease · 2d

weight 4.360% → 4.300% (-0.060 pp)·stock down 3.2% in the 30 days before

Sep 27·entry $113.55·now $120.51

+6.13%

since Sep 27

AIEQ · Weight decrease · 2d

weight 4.420% → 4.320% (-0.100 pp)·stock down 2.5% in the 30 days before

Sep 23·entry $115.23·now $120.51

+4.58%

since Sep 23

AIEQ · Weight decrease · 2d

weight 4.480% → 4.420% (-0.060 pp)·stock down 0.2% in the 30 days before

Sep 18·entry $116.33·now $120.51

+3.59%

since Sep 18

AIEQ · Weight increase · 2d

weight 4.340% → 4.480% (+0.140 pp)·stock down 3.4% in the 30 days before

Sep 16·entry $116.81·now $120.51Drifting

+3.17%

since Sep 16

AIEQ · Weight increase · 2d

weight 4.320% → 4.360% (+0.040 pp)·stock down 4.5% in the 30 days before

Sep 11·entry $115.28·now $120.51Drifting

+4.54%

since Sep 11

AIEQ · Weight increase · 3d

weight 0.050% → 4.370% (+4.320 pp)·stock down 7.5% in the 30 days before

Sep 4·entry $117.21·now $120.51Drifting

+2.82%

since Sep 4

AIEQ · Weight increase · 2d

weight 0.050% → 4.350% (+4.300 pp)·stock down 5.7% in the 30 days before

Sep 3·entry $118.36·now $120.51Fresh

+1.82%

since Sep 3

AIEQ · Sudden change · 1d

weight 0.050% → 4.310% (+4.260 pp)·stock down 8.4% in the 30 days before

Sep 1·entry $116.02·now $120.51

+3.87%

since Sep 1

AIEQ · Weight decrease · 3d

weight 1.880% → 0.290% (-1.590 pp)·stock down 3.3% in the 30 days before

May 30·entry $112.11·now $120.51

+7.49%

since May 30

AIEQ · Weight decrease · 2d

weight 1.880% → 1.820% (-0.060 pp)·stock down 3.1% in the 30 days before

May 28·entry $112.63·now $120.51

+7.00%

since May 28

AIEQ · Weight decrease · 2d

weight 1.920% → 1.880% (-0.040 pp)·stock up 2.4% in the 30 days before

May 24·entry $116.82·now $120.51

+3.16%

since May 24

AIEQ · Weight increase · 2d

weight 1.880% → 1.920% (+0.040 pp)·stock up 1.1% in the 30 days before

May 20·entry $117.22·now $120.51Drifting

+2.81%

since May 20

AIEQ · New entry · 1d

weight 0 → 1.860% (new)·stock up 3.0% in the 30 days before

May 3·entry $113.33·now $120.51Drifting

+6.34%

since May 3

PQUSno longer held1 signal

PQUS · Exit · 1d

weight 0.160% → 0 (exited)·stock down 3.3% in the 30 days before

May 29·entry $112.42·now $120.51

+7.20%

since May 29

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of Sep 27

AI ETF AIEQ has shown a recent trend of decreasing its weight in AFLAC, suggesting a cautious or negative sentiment. This contrasts with the 'Pass' assessment for the company's business model and moat but aligns with the overall 'Fail' verdict, which is driven by an inability to confirm fundamental quality aspects like management and financial health due to insufficient data.

Circle of CompetenceThe life and health insurance industry, particularly with a focus on supplemental products like AFLAC's, typically offers predictable unit economics suitable for long-term cash flow projections within the circle of competence.
Economic MoatAFLAC benefits from strong brand recognition, particularly in Japan, customer inertia in supplemental insurance, and scale advantages in underwriting and claims processing, which collectively form a durable economic moat.
ManagementThe provided data does not offer sufficient detail on management's candor, capital allocation decisions (such as specific buyback effectiveness or M&A rationale), or skin in the game to make a definitive judgment.
Financial HealthInsufficient data is provided to assess the 10-year average ROE, stability of operating margins, specific debt profile, or consistent owner earnings, which are all critical for a thorough financial health assessment.
Margin of SafetyThe current PER of 11.73, combined with recent revenue growth of 13.64% YoY, suggests a potentially attractive valuation that could offer a margin of safety, assuming the underlying earnings power is durable.

While AFLAC's business model falls within the circle of competence and possesses a durable economic moat, a definitive judgment on its financial health and management quality cannot be made due to a lack of sufficient data. This inability to confirm critical aspects of a 'wonderful company' leads to an overall 'Fail' verdict, despite a potentially attractive current valuation.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.