LQAI0.300%
as of Sep 2
AIG
GrowthAMERICAN INTL GROUP INC
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products.
Close · 3M
+2.29%
Held by 2 AI ETFs
PQUS0.300%
as of Sep 1
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals4
Win rate50% (2/4)
Avg buy return+0.57%
LQAI · New entry · 1d
weight 0 → 0.290% (new)·stock up 0.4% in the 30 days before
Aug 6·entry $79.97·now $76.86Fresh
-3.89%
since Aug 6
AIEQ · Exit · 1d
weight 0.050% → 0 (exited)·stock up 2.6% in the 30 days before
Aug 2·entry $78.79·now $76.86
-2.45%
since Aug 2
AIEQ · Weight decrease · 2d
weight 0.430% → 0.050% (-0.380 pp)·stock up 4.3% in the 30 days before
Jul 1·entry $76.59·now $76.86
+0.35%
since Jul 1
AIEQ · Weight increase · 2d
weight 0.400% → 0.430% (+0.030 pp)·stock down 2.8% in the 30 days before
Jun 7·entry $74.10·now $76.86Drifting
+3.72%
since Jun 7
AIEQ · New entry · 1d
weight 0 → 0.410% (new)·stock up 0.6% in the 30 days before
May 30·entry $73.45·now $76.86Drifting
+4.64%
since May 30
AIEQ · Exit · 1d
weight 0.220% → 0 (exited)·stock up 4.2% in the 30 days before
May 3·entry $77.56·now $76.86
-0.90%
since May 3
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Jul 5
The AI ETFs are showing a clear negative sentiment towards AIG, with both AIEQ and PQUS decreasing their positions or exiting entirely. This selling trend by the AI ETFs aligns with the framework's 'Fail' verdict, suggesting a shared perspective on AIG as an unattractive investment at this time.
- Circle of CompetenceThe multi-line insurance business, involving underwriting and investment, presents unit economics that are generally predictable enough for long-term cash flow projections.
- Economic MoatAIG likely benefits from an economic moat derived from its large scale, well-established brand recognition, and the significant regulatory barriers to entry inherent in the insurance industry.
- ManagementInformation regarding management's candor, capital allocation discipline, or significant skin in the game is not available in the provided data to make a judgment.
- Financial HealthThe reported Return on Equity of 7.7% falls significantly short of the framework's requirement for a 10-year average ROE of at least 15% with no single year below 10%.
- Margin of SafetyGiven the company's weak financial health as indicated by its low return on equity, it is challenging to establish a defensible margin of safety, as it does not qualify as a wonderful company at any price.
While AIG's core insurance business falls within the circle of competence and appears to possess some durable economic moats, its financial health is concerning. The significantly low Return on Equity makes it difficult to justify a margin of safety, leading to an overall 'Fail' verdict for a Buffett-style investment consideration.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.