AIG · AMERICAN INTL GROUP INC

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American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products.

Close · 3M

+8.52%

Held by 2 AI ETFs

LQAI1.840%

as of Oct 22

PQUS0.530%

as of Oct 23

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals12

Win rate67% (8/12)

Avg buy return+2.41%

LQAInow 1.840% of fund7 signals

LQAI · Accumulation · 5d

weight 1.670% → 1.840% (+0.170 pp)·stock up 9.9% in the 30 days before

Oct 22·entry $83.03·now $81.26Fresh

-2.13%

since Oct 22

LQAI · Accumulation · 5d

weight 1.650% → 1.800% (+0.150 pp)·stock up 9.8% in the 30 days before

Oct 20·entry $81.88·now $81.26Fresh

-0.76%

since Oct 20

LQAI · Accumulation · 5d

weight 1.610% → 1.790% (+0.180 pp)·stock up 6.7% in the 30 days before

Oct 16·entry $80.74·now $81.26Fresh

+0.64%

since Oct 16

LQAI · Accumulation · 5d

weight 1.600% → 1.730% (+0.130 pp)·stock up 4.0% in the 30 days before

Oct 15·entry $79.12·now $81.26Drifting

+2.70%

since Oct 15

LQAI · Weight increase · 2d

weight 1.600% → 1.650% (+0.050 pp)·stock up 2.7% in the 30 days before

Oct 8·entry $77.05·now $81.26Drifting

+5.46%

since Oct 8

LQAI · Sudden change · 1d

weight 0.290% → 1.640% (+1.350 pp)·stock down 2.2% in the 30 days before

Sep 29·entry $75.27·now $81.26

+7.96%

since Sep 29

LQAI · New entry · 1d

weight 0 → 0.290% (new)·stock up 0.4% in the 30 days before

Aug 6·entry $79.97·now $81.26Fresh

+1.61%

since Aug 6

PQUSnow 0.530% of fund5 signals

PQUS · Accumulation · 5d

weight 0.490% → 0.540% (+0.050 pp)·stock up 9.9% in the 30 days before

Oct 22·entry $83.03·now $81.26Fresh

-2.13%

since Oct 22

PQUS · Weight increase · 3d

weight 0.500% → 0.530% (+0.030 pp)·stock up 9.8% in the 30 days before

Oct 20·entry $81.88·now $81.26Fresh

-0.76%

since Oct 20

PQUS · Weight increase · 2d

weight 0.500% → 0.520% (+0.020 pp)·stock up 6.7% in the 30 days before

Oct 16·entry $80.74·now $81.26Fresh

+0.64%

since Oct 16

PQUS · New entry · 1d

weight 0 → 0.070% (new)·stock up 2.6% in the 30 days before

Jul 31·entry $78.58·now $81.26Drifting

+3.41%

since Jul 31

PQUS · Exit · 1d

weight 0.070% → 0 (exited)·stock up 0.4% in the 30 days before

Jun 26·entry $75.57·now $81.26

+7.53%

since Jun 26

AIEQno longer held5 signals

AIEQ · Exit · 1d

weight 0.050% → 0 (exited)·stock up 2.6% in the 30 days before

Aug 2·entry $78.79·now $81.26

+3.13%

since Aug 2

AIEQ · Weight decrease · 2d

weight 0.430% → 0.050% (-0.380 pp)·stock up 4.3% in the 30 days before

Jul 1·entry $76.59·now $81.26

+6.10%

since Jul 1

AIEQ · Weight increase · 2d

weight 0.400% → 0.430% (+0.030 pp)·stock down 2.8% in the 30 days before

Jun 7·entry $74.10·now $81.26Drifting

+9.66%

since Jun 7

AIEQ · New entry · 1d

weight 0 → 0.410% (new)·stock up 0.6% in the 30 days before

May 30·entry $73.45·now $81.26Chased

+10.63%

since May 30

AIEQ · Exit · 1d

weight 0.220% → 0 (exited)·stock up 4.2% in the 30 days before

May 3·entry $77.56·now $81.26

+4.77%

since May 3

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of Jul 5

The AI ETFs are showing a clear negative sentiment towards AIG, with both AIEQ and PQUS decreasing their positions or exiting entirely. This selling trend by the AI ETFs aligns with the framework's 'Fail' verdict, suggesting a shared perspective on AIG as an unattractive investment at this time.

Circle of CompetenceThe multi-line insurance business, involving underwriting and investment, presents unit economics that are generally predictable enough for long-term cash flow projections.
Economic MoatAIG likely benefits from an economic moat derived from its large scale, well-established brand recognition, and the significant regulatory barriers to entry inherent in the insurance industry.
ManagementInformation regarding management's candor, capital allocation discipline, or significant skin in the game is not available in the provided data to make a judgment.
Financial HealthThe reported Return on Equity of 7.7% falls significantly short of the framework's requirement for a 10-year average ROE of at least 15% with no single year below 10%.
Margin of SafetyGiven the company's weak financial health as indicated by its low return on equity, it is challenging to establish a defensible margin of safety, as it does not qualify as a wonderful company at any price.

While AIG's core insurance business falls within the circle of competence and appears to possess some durable economic moats, its financial health is concerning. The significantly low Return on Equity makes it difficult to justify a margin of safety, leading to an overall 'Fail' verdict for a Buffett-style investment consideration.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.