AMP · AMERIPRISE FINANCIAL INC

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Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, Corporate & Other segments.

Close · 3M

+14.03%

Held by 2 AI ETFs

QRFT0.100%

as of Jul 8

AIEQ0.060%

as of Jul 20

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals2

Win rate100% (2/2)

Avg buy return+15.48%

QRFTnow 0.100% of fund1 signal

QRFT · New entry · 1d

weight 0 → 0.100% (new)·stock down 7.5% in the 30 days before

Apr 2·entry $433.94·now $526.22Chased

+21.27%

since Apr 2

AIEQnow 0.060% of fund2 signals

AIEQ · New entry · 1d

weight 0 → 0.050% (new)·stock up 7.3% in the 30 days before

Jul 1·entry $479.68·now $526.22Drifting

+9.70%

since Jul 1

AIEQ · Exit · 1d

The AI ETF likely removed AMP due to its very high Price-to-Book Ratio of 6.96. Despite a low PER and strong ROE, the AI might have flagged the stock as overvalued based on assets, or detected a rapid shift in market conditions that invalidated its initial short-term buy thesis. For retail investors, this highlights that AI funds make swift, data-driven portfolio changes based on specific algorithms, emphasizing the need to research the underlying investment logic and not just copy trades without understanding the rationale.

weight 0.180% → 0 (exited)·stock up 7.0% in the 30 days before

May 3·entry $468.59·now $526.22

+12.30%

since May 3

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of Jul 5

The AI ETFs, particularly AIEQ with its new entry, show some interest in Ameriprise Financial, implying they see a favorable outlook. This contrasts with the framework's 'Fail' verdict, which is driven by a lack of sufficient historical financial data and intrinsic value estimates required to confirm the company meets all investment criteria.

Circle of CompetenceThe recurring fee-based revenue model in asset management typically allows for reasonably stable and predictable cash flow projections, fitting within the circle of competence.
Economic MoatAmeriprise benefits from client switching costs, a recognized brand in financial advice, and scale in its asset management operations, which together form a durable economic moat.
ManagementInformation regarding management's candor, capital allocation decisions, and skin in the game is not provided in the given data.
Financial HealthWhile the most recent ROE is very high, the necessary 10-year average ROE, historical operating margins, detailed debt profile, and owner earnings data are not available to fully assess financial health against all criteria.
Margin of SafetyWithout a conservative estimate of intrinsic value, it is not possible to determine if the current price offers a sufficient margin of safety.

Ameriprise Financial generally falls within the circle of competence due to its predictable fee-based revenue model and also possesses identifiable economic moats. However, a comprehensive assessment of financial health against the framework's strict historical criteria and a definitive margin of safety cannot be established from the provided limited data, leading to an overall 'Fail' verdict.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.