QRFT0.510%
as of Jul 8
C
GrowthCITIGROUP INC
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.
Close · 3M
+20.76%
Held by 2 AI ETFs
PQUS0.190%
as of Jul 21
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals20
Win rate25% (5/20)
Avg buy return-2.99%
QRFT · Weight decrease · 2d
C's financial profile, featuring a PER of 12.44, PBR of 0.98, and substantial 99.24% revenue growth, along with an 8.41% ROE, positions it within Qraft AI's selection criteria that blend traditional factors like value, momentum, and quality for its broad large-cap core portfolio. During the ETF's final week before its July 2026 liquidation, QRFT's AI systematically reduced its weight in Citigroup Inc. from 0.53% to 0.51% between July 6th and July 8th, reflecting a consecutive decrease leading to the final portfolio snapshot. This adjustment occurred while Citigroup Inc. traded at $129.36, approximately 89% of its 52-week high, following a recent -4.3% decline over the preceding 30 days despite positive longer-term returns. Qraft Technologies' AI-driven methodology, which incorporates proprietary alternative-data overlays into its weekly rebalancing of large-cap core holdings, likely signaled a reduced conviction in the financial stock given these immediate market movements as the fund approached its scheduled closure.
weight 0.530% → 0.510% (-0.020 pp)·stock up 3.7% in the 30 days before
Jul 8·entry $137.39·now $128.72
-6.31%
since Jul 8
QRFT · Weight decrease · 3d
Citigroup Inc., with a PBR of 0.98 and a PER of 15.41, alongside 99.24% revenue growth, presents a mix of value and momentum signals that generally align with Qraft AI's traditional factor approach for its broad large-cap core ETF, QRFT, even with a 7.55% ROE. Despite these fundamentals, QRFT's AI, which also incorporates proprietary alternative-data overlays, initiated a consecutive decrease in C's weight from 0.53% to 0.51% between June 26 and June 30. This rebalancing action by the weekly-adjusting fund occurred as C's share price stood at $139.96, near 96% of its 52-week high after registering significant 30-day, 90-day, and 1-year returns of +14.3%, +20.7%, and +80.9%. The AI's model likely detected signals from its alternative data or low-volatility components suggesting increased risk or overextension due to the rapid appreciation, prompting the reduction in allocation.
weight 0.540% → 0.510% (-0.030 pp)·stock up 11.2% in the 30 days before
Jun 30·entry $139.96·now $128.72
-8.03%
since Jun 30
QRFT · Weight decrease · 2d
Citigroup shares are trading near their 52-week high of $145.67 at $142.49, following a substantial 82.5% return over the past year and a 15.5% increase in the last 30 days. QRFT's AI, which incorporates traditional factors like momentum and low-volatility alongside proprietary alternative data, is likely detecting an altered risk-reward profile for C at this elevated price. Despite the 99.24% revenue growth and a PBR of 0.98, the AI's models may be down-weighting the stock due to its position at 98% of its 52-week high, signaling a potential shift in its momentum or quality scores which, along with its 7.55% ROE, prompted the consecutive weight decrease observed recently from 0.5300% to 0.5200% on the weekly rebalance.
weight 0.540% → 0.520% (-0.020 pp)·stock up 14.3% in the 30 days before
Jun 29·entry $142.49·now $128.72
-9.66%
since Jun 29
QRFT · Accumulation · 5d
The weight-change pattern in QRFT for Citigroup Inc. displays a measured accumulation, consistently increasing by a hundredth of a percentage point on most rebalancing days, with slight decrements on others. This incremental increase occurs as Citigroup approaches its 52-week high of $145.67, having experienced significant price appreciation, including an 85.6% gain over the past year and a 13.6% return in the last 30 days. Such a sustained yet cautious upward adjustment suggests Qraft's AI, which combines traditional factors with proprietary alternative-data overlays, continues to identify positive signals for the financial firm, even with its stock trading near its yearly peak. Given QRFT’s multi-factor approach encompassing value, momentum, quality, and low-volatility, the AI likely balances the strong price momentum and 99.24% revenue growth with considerations for its PBR of 0.98 and PER of 15.41, carefully adjusting exposure through weekly rebalances within its diversified large-cap core portfolio.
weight 0.510% → 0.540% (+0.030 pp)·stock up 14.3% in the 30 days before
Jun 25·entry $144.98·now $128.72Fresh
-11.22%
since Jun 25
QRFT · Accumulation · 5d
Citigroup Inc.'s financial metrics, including a PBR of 0.98, a PER of 15.41, and a revenue growth rate of 99.24%, align with specific factors Qraft AI considers for its QRFT portfolio. The PBR suggests a value component, while the nearly double revenue growth indicates significant momentum, possibly identified through Qraft's proprietary alternative data overlays alongside traditional factors. Despite a 7.55% ROE that is moderate, the very high revenue growth could signal improving underlying quality or an attractive growth story for this broad large-cap core fund. This accumulation pattern, from 0.5100% to 0.5400% in mid-June 2026, occurred as the stock's price advanced, reaching 100% of its 52-week high of $145.67, with a 30-day return of 15.2% and a one-year return of 85.8%. The Qraft AI methodology for QRFT likely identified the combination of a price nearing its 52-week high, strong price momentum, and substantial revenue growth, coupled with a valuation showing a book value discount, as a trigger to gradually increase its position in C.
weight 0.510% → 0.540% (+0.030 pp)·stock up 15.8% in the 30 days before
Jun 23·entry $144.97·now $128.72Fresh
-11.21%
since Jun 23
QRFT · Accumulation · 5d
Citigroup’s PBR of 0.98 indicates the stock trades below book value, aligning with QRFT’s traditional value factor considerations for its broad large-cap core strategy. Simultaneously, its 99.24% revenue growth likely signals strong recent business performance, a metric potentially flagged by Qraft’s AI through its proprietary alternative-data overlays to identify momentum or quality signals. Despite the stock trading at $143.06, near 99% of its 52-week high following a 1-year return of 82.8%, the Qraft AI system has maintained a consistent, gradual accumulation in C’s weight within the portfolio. The modest PER of 15.31, coupled with a 7.55% ROE, suggests the AI’s model detects fundamental strength justifying the elevated price level, prompting the measured increase from 0.49% to 0.53% over the past week, rather than an abrupt shift. This sustained accumulation indicates the AI continues to find C attractive based on its combined factor and alternative data inputs, even after significant price appreciation.
weight 0.490% → 0.530% (+0.040 pp)·stock up 17.5% in the 30 days before
Jun 17·entry $143.78·now $128.72Fresh
-10.47%
since Jun 17
QRFT · Accumulation · 5d
QRFT’s AI strategy exhibits a discernible, gradual accumulation in Citigroup Inc. over the past two weeks, adjusting the weight from 0.4700% to 0.5200% with intermittent minor dips. This measured cadence, unfolding through weekly rebalances, suggests the Qraft AI is likely assimilating new alternative data signals or re-validating C's fundamental profile, where a PBR of 0.98 alongside 99.24% revenue growth could be driving interest. The sustained buying, even with C currently at 100% of its 52-week range and achieving 84.5% return over one year, indicates the system perceives continued value or momentum, integrating its traditional factors with proprietary overlays specific to this diversified large-cap core fund.
weight 0.470% → 0.520% (+0.050 pp)·stock up 12.7% in the 30 days before
Jun 12·entry $139.83·now $128.72Fresh
-7.95%
since Jun 12
QRFT · Accumulation · 5d
The observed weight change in QRFT for C reveals a progressive accumulation, moving from 0.4500% to 0.5100% over ten days with minor daily increments. This deliberate, stepped increase, even as C trades at $133.38 near its 52-week peak following a +76.6% one-year return, reflects Qraft AI's weekly rebalancing approach. The fund's AI, which combines traditional factors with proprietary alternative-data overlays for its diversified large-cap core portfolio, likely detected sustained positive signals for C. Its 99.24% revenue growth and PBR of 0.98 may indicate continued fundamental strength supporting its recent price appreciation, prompting QRFT's AI to incrementally expand its exposure within this highly diversified Qraft offering.
weight 0.450% → 0.510% (+0.060 pp)·stock up 6.0% in the 30 days before
Jun 10·entry $133.38·now $128.72Fresh
-3.49%
since Jun 10
QRFT · Accumulation · 5d
Currently trading at $134.73, near the upper end of its $75.03 to $135.15 52-week range and after a +79.6% one-year return, C presents a high momentum profile which QRFT's Qraft AI integrates with traditional factors. Despite this price trajectory, the AI likely detected C's PBR of 0.98, indicating a potential value component, especially when paired with 99.24% revenue growth and a PER of 13.9. This specific fund’s broad large-cap core strategy, incorporating proprietary alternative-data overlays, permitted a gradual accumulation from 0.4400% to 0.5000% over a week and a half. The weekly rebalancing mechanism allowed the AI to incrementally increase exposure to the Financials company as its model’s signals for C remained positive, blending momentum, value, and alternative data insights at this elevated price point.
weight 0.440% → 0.500% (+0.060 pp)·stock up 7.3% in the 30 days before
Jun 9·entry $134.73·now $128.72Fresh
-4.46%
since Jun 9
QRFT · Weight increase · 2d
weight 0.470% → 0.500% (+0.030 pp)·stock up 3.8% in the 30 days before
Jun 5·entry $132.47·now $128.72Fresh
-2.83%
since Jun 5
QRFT · Weight increase · 2d
QRFT's AI, which combines traditional factors with proprietary alternative-data overlays, likely detected an escalating positive signal for Citigroup. The fund’s weekly rebalancing cadence enabled its system to swiftly increase exposure, evidenced by the consecutive weight changes from June 1st to June 2nd. Despite being near its 52-week high, Citigroup's 99.24% revenue growth likely stood out as a significant driver for this large-cap financial within the AI's models. This sustained growth, coupled with its PBR of 0.98, suggests the AI is balancing value characteristics with strong positive momentum detected by its alternative data, prompting a higher conviction within QRFT's approximately 300-stock portfolio.
weight 0.440% → 0.470% (+0.030 pp)·stock up 3.0% in the 30 days before
Jun 2·entry $131.26·now $128.72Fresh
-1.94%
since Jun 2
PQUS · New entry · 1d
weight 0 → 0.020% (new)·stock up 13.1% in the 30 days before
Jun 26·entry $141.76·now $128.72Fresh
-9.20%
since Jun 26
LQAI · Exit · 1d
The Qraft AI engine managing LQAI's US large-cap core portfolio executed a complete and sudden divestiture of Citigroup Inc. on July 7th, eliminating its consistent 0.1200% allocation. This decisive action by the AI, which rebalances weekly, came as C’s price reached $140.77, positioning it at 97% of its 52-week high after a substantial 73.5% one-year return. While Citigroup reported 99.24% revenue growth, its moderate 7.55% ROE and a PBR of 0.98, when juxtaposed against its recent price appreciation, likely prompted the Qraft algorithm to reassess its attractiveness. The AI’s ranking system, balancing broad exposure and responsiveness for LQAI, likely identified other large-cap names offering a more compelling combination of factors for its ~100-stock portfolio at this specific price point.
weight 0.120% → 0 (exited)·stock up 4.2% in the 30 days before
Jul 7·entry $140.77·now $128.72
-8.56%
since Jul 7
LQAI · New entry · 1d
The AI likely initiated a new position in Citigroup due to its near 100% revenue growth, signaling a significant positive shift in its financial trajectory potentially still undervalued given its sub-1 PBR. For retail investors, this demonstrates how AI-managed funds can rapidly identify and act on strong fundamental signals like explosive growth, underscoring the importance of monitoring such trends and potential undervaluation in personal investment analysis.
weight 0 → 0.110% (new)·stock up 0.1% in the 30 days before
May 12·entry $126.44·now $128.72Fresh
+1.80%
since May 12
AIEQ · Exit · 1d
Trading at $140.13, Citigroup has seen a +16.8% return over 30 days and a +78.9% return over one year, bringing its price to 96% of its 52-week high of $145.67. This rapid ascent, coupled with a 7.55% ROE and a 0.98 PBR despite a 99.24% revenue growth, likely prompted a re-evaluation within Amplify ETFs' IBM Watson NLP system. Given AIEQ's daily rebalancing and high-turnover style, a shift in the AI’s sentiment analysis from news, filings, or social posts, or a recalculation by EquBot’s risk overlay, resulted in Citigroup's ranking falling below the inclusion threshold. The AI-driven model, which processes thousands of US equities daily, determined on July 1st that the stock no longer met its criteria for inclusion, leading to its complete removal from the portfolio after holding a consistent 0.12% weight.
weight 0.120% → 0 (exited)·stock up 8.6% in the 30 days before
Jul 1·entry $140.13·now $128.72
-8.14%
since Jul 1
AIEQ · New entry · 1d
The AI likely added Citigroup due to its impressive near 100% revenue growth, signaling strong business expansion, coupled with a PBR below 1 suggesting potential undervaluation. For retail investors, this illustrates an AI prioritizing growth and value; however, it's essential to investigate the sustainability of such extraordinary revenue growth and its underlying drivers before investing.
weight 0 → 0.110% (new)·stock up 10.5% in the 30 days before
May 3·entry $125.63·now $128.72Drifting
+2.46%
since May 3
AMOM · Exit · 1d
The AI ETF likely divested from C due to concerns about its relatively low Return on Equity despite impressive revenue growth, suggesting inefficient capital utilization or unsustainable earnings quality. This gradual reduction followed by full removal indicates the AI's models prioritized sustainable profitability over temporary growth spikes. Retail investors should likewise examine if strong revenue growth translates into efficient shareholder returns, using metrics like ROE to assess a company's fundamental health.
weight 2.240% → 0 (exited)·stock up 9.0% in the 30 days before
May 4·entry $125.63·now $128.72
+2.46%
since May 4
AMOM · Weight decrease · 3d
The AI ETF likely initiated a consecutive weight decrease in C due to concerns over its low Return on Equity (7.55%) and Price-to-Book Ratio below 1 (0.98), suggesting the AI views the high revenue growth as potentially unsustainable or not efficiently translating into shareholder value. For retail investors, this highlights the importance of looking beyond impressive top-line growth figures and evaluating a company's underlying profitability and efficiency metrics, such as ROE and PBR, for sustainable long-term value.
weight 2.320% → 2.240% (-0.080 pp)·stock up 10.5% in the 30 days before
May 1·entry $127.44·now $128.72
+1.00%
since May 1
AMOM · Weight decrease · 2d
The AI ETF likely initiated the consecutive weight decrease for C due to its relatively low Return on Equity (7.55%) and a Price-to-Book ratio below one, suggesting the AI prioritizes sustained profitability and efficient capital utilization over C's impressive but potentially unsustainable revenue growth. This illustrates for retail investors that sophisticated algorithms look beyond headline growth figures, emphasizing fundamental quality metrics like ROE and valuation efficiency for long-term portfolio allocation.
weight 2.320% → 2.260% (-0.060 pp)·stock up 12.8% in the 30 days before
Apr 30·entry $127.98·now $128.72
+0.58%
since Apr 30
AMOM · Weight increase · 2d
The AI ETF likely initiated the consecutive weight increase in C due to its extraordinary 99.24% revenue growth, indicating strong top-line expansion that AI algorithms often prioritize when identifying potential value. Retail investors should recognize how AI funds can aggressively respond to exceptional growth figures, but should also critically assess the sustainability of such expansion and its conversion into consistent profitability for long-term value.
weight 2.270% → 2.320% (+0.050 pp)·stock up 19.7% in the 30 days before
Apr 28·entry $128.53·now $128.72Fresh
+0.15%
since Apr 28
+0.58%
since Apr 24
+0.16%
since Apr 23
-2.25%
since Apr 21
-3.25%
since Apr 20
-3.25%
since Apr 18
-2.62%
since Apr 17
-0.48%
since Apr 16
-2.26%
since Apr 15
AMOM · Weight increase · 2d
stock up 14.6% in the 30 days before
Apr 9·entry $124.92·now $128.72Drifting
+3.04%
since Apr 9
AMOM · Weight increase · 2d
stock up 7.7% in the 30 days before
Apr 6·entry $117.36·now $128.72Drifting
+9.68%
since Apr 6
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Apr 29
The AI ETFs, particularly AMOM, show a mixed pattern of gradual accumulation and recent decreases in weight for Citigroup, indicating active management rather than strong, consistent conviction. This contrasts with the framework's "Fail" verdict, which is driven by fundamental concerns about financial health and the absence of a clear margin of safety, suggesting the AI's actions are not aligned with a deep value-investing thesis at this time.
- Circle of CompetenceAs a diversified global financial institution, Citigroup's underlying unit economics, though complex and cyclical, can be reasonably understood and projected over a ten-year horizon by an experienced analyst of the financial sector.
- Economic MoatCitigroup benefits from scale, a globally recognized brand, high regulatory barriers to entry, and switching costs for its client base, which together constitute a durable competitive advantage.
- ManagementThe provided financial snapshot does not offer sufficient data to assess management's candor, capital allocation discipline, or skin in the game.
- Financial HealthThe reported Return on Equity (ROE) of 7.55% clearly fails the criterion of a 10-year average ROE of at least 15% with no single year below 10%.
- Margin of SafetyGiven the company's low Return on Equity and the absence of a detailed intrinsic value calculation, a defensible margin of safety cannot be established against the current price.
While Citigroup operates within a predictable business model with identifiable moats, its current financial health, evidenced by a low Return on Equity, fails to meet the framework's strict criteria. Furthermore, the available data does not allow for the establishment of a conservative margin of safety. These factors lead to an overall "Fail" verdict, despite the company's operational stability.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.