PQUS0.280%
as of Sep 1
C
GrowthCITIGROUP INC
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.
Close · 3M
+7.94%
Held by 1 AI ETF
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals12
Win rate92% (11/12)
Avg buy return+6.77%
PQUS · New entry · 1d
weight 0 → 0.020% (new)·stock up 13.1% in the 30 days before
Jun 26·entry $141.76·now $138.14Fresh
-2.55%
since Jun 26
AMOM · Exit · 1d
weight 2.240% → 0 (exited)·stock up 9.0% in the 30 days before
May 4·entry $125.63·now $138.14
+9.96%
since May 4
AMOM · Weight decrease · 3d
weight 2.320% → 2.240% (-0.080 pp)·stock up 10.5% in the 30 days before
May 1·entry $127.44·now $138.14
+8.40%
since May 1
AMOM · Weight decrease · 2d
weight 2.320% → 2.260% (-0.060 pp)·stock up 12.8% in the 30 days before
Apr 30·entry $127.98·now $138.14
+7.94%
since Apr 30
AMOM · Weight increase · 2d
weight 2.270% → 2.320% (+0.050 pp)·stock up 19.7% in the 30 days before
Apr 28·entry $128.53·now $138.14Drifting
+7.48%
since Apr 28
+7.94%
since Apr 24
+7.49%
since Apr 23
AMOM · Accumulation · 5d
stock up 20.2% in the 30 days before
Apr 21·entry $131.68·now $138.14Drifting
+4.91%
since Apr 21
AMOM · Accumulation · 6d
stock up 21.1% in the 30 days before
Apr 20·entry $133.05·now $138.14Drifting
+3.83%
since Apr 20
AMOM · Accumulation · 5d
stock up 21.6% in the 30 days before
Apr 18·entry $133.05·now $138.14Drifting
+3.83%
since Apr 18
AMOM · Accumulation · 5d
stock up 21.6% in the 30 days before
Apr 17·entry $132.18·now $138.14Drifting
+4.51%
since Apr 17
AMOM · Accumulation · 5d
stock up 20.1% in the 30 days before
Apr 16·entry $129.34·now $138.14Drifting
+6.80%
since Apr 16
AMOM · Accumulation · 5d
stock up 22.7% in the 30 days before
Apr 15·entry $131.69·now $138.14Drifting
+4.90%
since Apr 15
AMOM · Weight increase · 2d
stock up 14.6% in the 30 days before
Apr 9·entry $124.92·now $138.14Chased
+10.58%
since Apr 9
+17.71%
since Apr 6
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Apr 29
The AI ETFs, particularly AMOM, show a mixed pattern of gradual accumulation and recent decreases in weight for Citigroup, indicating active management rather than strong, consistent conviction. This contrasts with the framework's "Fail" verdict, which is driven by fundamental concerns about financial health and the absence of a clear margin of safety, suggesting the AI's actions are not aligned with a deep value-investing thesis at this time.
- Circle of CompetenceAs a diversified global financial institution, Citigroup's underlying unit economics, though complex and cyclical, can be reasonably understood and projected over a ten-year horizon by an experienced analyst of the financial sector.
- Economic MoatCitigroup benefits from scale, a globally recognized brand, high regulatory barriers to entry, and switching costs for its client base, which together constitute a durable competitive advantage.
- ManagementThe provided financial snapshot does not offer sufficient data to assess management's candor, capital allocation discipline, or skin in the game.
- Financial HealthThe reported Return on Equity (ROE) of 7.55% clearly fails the criterion of a 10-year average ROE of at least 15% with no single year below 10%.
- Margin of SafetyGiven the company's low Return on Equity and the absence of a detailed intrinsic value calculation, a defensible margin of safety cannot be established against the current price.
While Citigroup operates within a predictable business model with identifiable moats, its current financial health, evidenced by a low Return on Equity, fails to meet the framework's strict criteria. Furthermore, the available data does not allow for the establishment of a conservative margin of safety. These factors lead to an overall "Fail" verdict, despite the company's operational stability.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.