FISV · FISERV INC · Top AI ETF

Close · 3M

-16.23%

Held by 0 AI ETFs

None of the tracked AI ETFs currently hold this name.

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals1

Win rate0% (0/1)

Avg buy return-7.88%

LQAIno longer held4 signals

LQAI · Exit · 1d

The AI ETF likely removed FISV due to its extremely low revenue growth of 1.87%, which, despite low valuation multiples (PER 8.73, PBR 1.4), signals limited future growth prospects. The AI algorithm likely identified this stagnant growth as a reason to reallocate capital to more dynamic opportunities, initiating a phased exit. For a retail investor, this highlights that low valuation metrics alone are insufficient; always consider growth rates and overall business trajectory, as a "cheap" stock with no growth can be a value trap.

weight 0.470% → 0 (exited)·stock down 6.7% in the 30 days before

May 12·entry $54.88·now $57.13

+4.10%

since May 12

LQAI · Weight decrease · 2d

The AI likely decreased its weighting in FISV due to the company's significantly low 1.87% revenue growth, suggesting concerns about future performance despite its seemingly attractive P/E and P/B ratios. This highlights that AI-driven funds prioritize growth trajectory and potential underperformance, even for fundamentally "cheap" stocks. Retail investors should therefore scrutinize growth metrics beyond just valuation multiples and investigate further when an AI fund signals a persistent negative trend for a holding.

weight 0.510% → 0.470% (-0.040 pp)·stock down 3.0% in the 30 days before

May 11·entry $54.39·now $57.13

+5.04%

since May 11

LQAI · Weight decrease · 2d

The AI likely reduced FISV's weighting due to its models detecting a relative decline in expected future performance or increased risk compared to other opportunities, possibly driven by the modest 3.6% revenue growth despite seemingly low valuation metrics. For retail investors, this pattern is a strong prompt to conduct independent research into FISV's recent operational drivers, competitive landscape, and broader sector trends, rather than solely relying on static financial snapshots.

weight 0.570% → 0.500% (-0.070 pp)·stock up 1.4% in the 30 days before

May 6·entry $56.11·now $57.13

+1.82%

since May 6

LQAI · Weight increase · 2d

The AI ETF likely increased its weight in FISV due to the stock's significant undervaluation, evidenced by its very low P/E and P/B ratios, combined with solid ROE and consistent revenue growth. Retail investors should consider that AI models often seek out fundamentally strong companies with attractive valuations, suggesting a deeper look into such metrics beyond just headline growth rates.

weight 0.560% → 0.580% (+0.020 pp)·stock up 13.7% in the 30 days before

Apr 29·entry $62.02·now $57.13Fresh

-7.88%

since Apr 29

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of May 1

The AI ETF LQAI is accumulating FISERV INC, indicating a positive sentiment and increasing conviction in the company. This action contrasts with the 'Fail' verdict from the Buffett-style framework, which identified concerns regarding the completeness and strength of the company's financial health data, preventing a full endorsement of its investment quality.

Circle of CompetenceFiserv's core businesses in financial services technology, such as payment processing and banking infrastructure, exhibit sticky, recurring revenue models that allow for reasonably predictable long-term cash flow projections.
Economic MoatThe company benefits from strong switching costs for its financial institution clients, scale advantages in technology development, and a trusted reputation in a critical industry, creating a durable economic moat.
ManagementThe provided data does not offer sufficient information to assess management's candor, capital allocation discipline, or ownership stakes.
Financial HealthCritical data points for financial health, including the 10-year average ROE, stable operating margins over time, manageable debt, and consistent owner earnings, are not fully available or do not meet the framework's strict criteria for a clear pass.
Margin of SafetyWithout a conservative estimate of intrinsic value, it is not possible to determine if the current price offers a defensible margin of safety.

While Fiserv operates within a predictable circle of competence and possesses strong economic moats, the available financial data does not conclusively demonstrate the robust financial health required by this framework. Furthermore, the absence of information on management practices and a definitive intrinsic value estimate means the company cannot satisfy all the demanding criteria for a 'Pass' from a value investing perspective.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.