LQAI1.020%
as of Oct 22
HBAN
GrowthHUNTINGTON BANCSHARES INC.
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services.
Close · 3M
-8.60%
Held by 1 AI ETF
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals14
Win rate29% (4/14)
Avg buy return-6.25%
LQAI · Accumulation · 5d
weight 0.960% → 1.020% (+0.060 pp)·stock up 1.8% in the 30 days before
Oct 22·entry $15.66·now $15.73Fresh
+0.45%
since Oct 22
LQAI · Accumulation · 5d
weight 0.960% → 1.000% (+0.040 pp)·stock down 3.1% in the 30 days before
Oct 20·entry $15.54·now $15.73Fresh
+1.22%
since Oct 20
LQAI · Accumulation · 5d
weight 0.950% → 0.990% (+0.040 pp)·stock down 3.8% in the 30 days before
Oct 16·entry $15.27·now $15.73Drifting
+3.01%
since Oct 16
LQAI · Weight increase · 2d
weight 0.960% → 0.980% (+0.020 pp)·stock down 3.0% in the 30 days before
Oct 15·entry $15.35·now $15.73Drifting
+2.48%
since Oct 15
LQAI · Sudden change · 1d
weight 1.510% → 0.970% (-0.540 pp)·stock down 9.8% in the 30 days before
Sep 29·entry $15.27·now $15.73
+3.01%
since Sep 29
LQAI · Weight decrease · 6d
weight 1.680% → 1.480% (-0.200 pp)·stock down 9.7% in the 30 days before
Sep 23·entry $15.38·now $15.73
+2.28%
since Sep 23
LQAI · Weight decrease · 5d
weight 1.680% → 1.500% (-0.180 pp)·stock down 7.9% in the 30 days before
Sep 22·entry $15.69·now $15.73
+0.25%
since Sep 22
LQAI · Weight decrease · 4d
weight 1.680% → 1.540% (-0.140 pp)·stock down 5.7% in the 30 days before
Sep 21·entry $16.04·now $15.73
-1.93%
since Sep 21
LQAI · Weight decrease · 3d
weight 1.680% → 1.560% (-0.120 pp)·stock down 7.5% in the 30 days before
Sep 18·entry $15.88·now $15.73
-0.94%
since Sep 18
LQAI · Weight decrease · 2d
weight 1.680% → 1.570% (-0.110 pp)·stock down 10.1% in the 30 days before
Sep 17·entry $15.88·now $15.73
-0.94%
since Sep 17
LQAI · Weight increase · 4d
weight 1.620% → 1.680% (+0.060 pp)·stock down 6.5% in the 30 days before
Sep 15·entry $16.75·now $15.73Fresh
-6.09%
since Sep 15
LQAI · Weight increase · 3d
weight 1.620% → 1.670% (+0.050 pp)·stock down 5.6% in the 30 days before
Sep 14·entry $16.77·now $15.73Fresh
-6.20%
since Sep 14
LQAI · Weight increase · 2d
weight 1.620% → 1.660% (+0.040 pp)·stock down 5.6% in the 30 days before
Sep 11·entry $16.86·now $15.73Fresh
-6.70%
since Sep 11
LQAI · Weight decrease · 3d
weight 1.670% → 1.620% (-0.050 pp)·stock down 5.5% in the 30 days before
Sep 9·entry $16.63·now $15.73
-5.41%
since Sep 9
LQAI · Weight decrease · 2d
weight 1.670% → 1.630% (-0.040 pp)·stock down 4.5% in the 30 days before
Sep 8·entry $16.76·now $15.73
-6.15%
since Sep 8
LQAI · Weight increase · 2d
weight 1.580% → 1.670% (+0.090 pp)·stock down 3.9% in the 30 days before
Sep 2·entry $16.88·now $15.73Fresh
-6.81%
since Sep 2
LQAI · Weight increase · 3d
weight 1.660% → 1.690% (+0.030 pp)·stock down 0.9% in the 30 days before
Aug 11·entry $17.77·now $15.73Fresh
-11.48%
since Aug 11
LQAI · Weight increase · 2d
weight 1.660% → 1.680% (+0.020 pp)·stock down 1.5% in the 30 days before
Aug 10·entry $17.60·now $15.73Fresh
-10.63%
since Aug 10
LQAI · Weight decrease · 3d
weight 1.900% → 1.850% (-0.050 pp)·stock down 5.9% in the 30 days before
Jul 31·entry $17.04·now $15.73
-7.69%
since Jul 31
-7.90%
since Jul 30
-9.08%
since Jul 28
-13.43%
since Jul 21
-12.90%
since Jul 20
-15.25%
since Jul 16
-11.93%
since Jul 2
-11.28%
since Jun 30
-10.52%
since Jun 24
-6.70%
since Jun 18
-6.48%
since Jun 9
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Aug 30
Some AI ETFs (LQAI, QRFT) currently hold Huntington Bancshares, suggesting perceived value, while another (PQUS) recently exited. This contrasts with our framework's 'Fail' verdict, which is driven by the company's insufficient Return on Equity and lack of a compelling margin of safety under current conditions.
- Circle of CompetenceThe unit economics of established regional banking, while cyclical, can be predictable over a decade for a prudent operator, placing it within a discernible circle of competence.
- Economic MoatRegional banks often benefit from customer switching costs and local market brand recognition, providing a degree of durable competitive advantage.
- ManagementThe provided data does not offer sufficient information to assess management's candor, capital allocation discipline, or skin in the game.
- Financial HealthThe most recent Return on Equity (ROE) of 8.58% falls below the framework's minimum threshold of 10% for any single year, indicating a clear failure in financial health.
- Margin of SafetyGiven the company's financial performance, particularly its sub-par ROE, the current valuation metrics do not present a defensible margin of safety relative to intrinsic value.
Huntington Bancshares Inc. initially falls within the circle of competence and possesses some inherent competitive advantages as a regional bank. However, its current financial health, specifically its Return on Equity, fails to meet the stringent criteria of this framework. Consequently, without strong financials and a compelling margin of safety, the company receives a 'Fail' verdict.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.