AIVL0.811%
as of Oct 23
HIG
GrowthTHE HARTFORD INSURANCE GROUP, INC.
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers.
Close · 3M
+7.41%
Held by 2 AI ETFs
PQUS0.300%
as of Oct 23
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals13
Win rate85% (11/13)
Avg buy return+3.40%
AIVL · Accumulation · 5d
weight 0.779% → 0.810% (+0.031 pp)·stock down 0.3% in the 30 days before
Oct 20·entry $136.39·now $136.76Fresh
+0.27%
since Oct 20
AIVL · Accumulation · 5d
weight 0.777% → 0.809% (+0.032 pp)·stock down 0.4% in the 30 days before
Oct 16·entry $135.12·now $136.76Fresh
+1.21%
since Oct 16
AIVL · Accumulation · 5d
weight 0.772% → 0.794% (+0.022 pp)·stock down 4.0% in the 30 days before
Oct 15·entry $132.81·now $136.76Drifting
+2.97%
since Oct 15
AIVL · Accumulation · 5d
weight 0.774% → 0.797% (+0.023 pp)·stock down 5.7% in the 30 days before
Oct 14·entry $131.96·now $136.76Drifting
+3.64%
since Oct 14
AIVL · Weight increase · 2d
weight 0.779% → 0.789% (+0.010 pp)·stock down 4.4% in the 30 days before
Oct 13·entry $131.19·now $136.76Drifting
+4.25%
since Oct 13
AIVL · Weight increase · 2d
weight 0.772% → 0.788% (+0.016 pp)·stock down 6.5% in the 30 days before
Oct 8·entry $129.48·now $136.76Drifting
+5.62%
since Oct 8
AIVL · Weight decrease · 2d
weight 0.786% → 0.772% (-0.014 pp)·stock down 9.3% in the 30 days before
Oct 6·entry $126.79·now $136.76
+7.86%
since Oct 6
AIVL · New entry · 1d
weight 0 → 0.786% (new)·stock down 9.3% in the 30 days before
Oct 2·entry $126.05·now $136.76Drifting
+8.50%
since Oct 2
PQUS · Weight decrease · 2d
weight 0.310% → 0.270% (-0.040 pp)·stock down 8.7% in the 30 days before
Oct 5·entry $126.21·now $136.76
+8.36%
since Oct 5
PQUS · Weight decrease · 2d
weight 0.340% → 0.320% (-0.020 pp)·stock up 3.4% in the 30 days before
Aug 7·entry $143.28·now $136.76
-4.55%
since Aug 7
PQUS · Weight decrease · 2d
weight 0.360% → 0.340% (-0.020 pp)·stock up 6.0% in the 30 days before
Aug 2·entry $142.90·now $136.76
-4.30%
since Aug 2
PQUS · Weight increase · 2d
weight 0.320% → 0.340% (+0.020 pp)·stock up 7.1% in the 30 days before
Jul 19·entry $140.50·now $136.76Fresh
-2.66%
since Jul 19
PQUS · Weight decrease · 2d
weight 0.340% → 0.320% (-0.020 pp)·stock up 7.1% in the 30 days before
Jul 17·entry $140.26·now $136.76
-2.50%
since Jul 17
PQUS · Weight increase · 2d
weight 0.310% → 0.330% (+0.020 pp)·stock up 1.7% in the 30 days before
Jun 26·entry $133.89·now $136.76Drifting
+2.14%
since Jun 26
PQUS · Weight increase · 2d
weight 0.300% → 0.330% (+0.030 pp)·stock down 1.0% in the 30 days before
Jun 7·entry $127.59·now $136.76Drifting
+7.19%
since Jun 7
LQAI · Exit · 1d
weight 0.490% → 0 (exited)·stock up 9.7% in the 30 days before
Jul 7·entry $139.64·now $136.76
-2.06%
since Jul 7
LQAI · Weight increase · 2d
weight 0.460% → 0.500% (+0.040 pp)·stock up 8.4% in the 30 days before
Jul 2·entry $137.85·now $136.76Fresh
-0.79%
since Jul 2
LQAI · Weight increase · 2d
weight 0 → 0.480% (new)·stock down 2.2% in the 30 days before
Jun 10·entry $129.26·now $136.76Drifting
+5.80%
since Jun 10
LQAI · New entry · 1d
weight 0 → 0.470% (new)·stock down 2.3% in the 30 days before
Jun 9·entry $128.97·now $136.76Drifting
+6.04%
since Jun 9
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Oct 4
AI ETFs AIVL and PQUS show positive sentiment, with AIVL making a new entry and PQUS holding HIG. However, a Buffett-style analysis concludes 'Fail' because critical data points on management, financial health, and margin of safety are insufficient to confirm a sound investment.
- Circle of CompetenceProperty & Casualty Insurance is an industry whose underlying earning power, despite short-term variability, can be reasonably projected over a decade within a value investor's circle of competence.
- Economic MoatAs a large, established P&C insurer, HIG likely benefits from brand recognition, scale advantages in underwriting and claims, and moderate switching costs in certain segments, forming a durable economic moat.
- ManagementInformation regarding management's candor, capital allocation discipline, or 'skin in the game' is not provided in the given data.
- Financial HealthCritical financial health metrics such as a 10-year average ROE, operating margin trends, manageable debt levels, and consistent owner earnings cannot be fully assessed from the limited financial data provided.
- Margin of SafetyWithout a comprehensive projection of future cash flows to estimate intrinsic value, it is not possible to determine if a sufficient margin of safety exists at the current price multiples.
While THE HARTFORD operates within an understandable industry and appears to possess an economic moat, the absence of crucial data on management quality, comprehensive financial health (beyond recent ROE), and a definitive margin of safety prevents a 'Pass' verdict. The inability to fully evaluate these key stages under this framework leads to an overall 'Fail' for the investment based on the provided information.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.