Last refreshed: October 26, 2026 (US ET)
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HUM

Growth

HUMANA INC

Health Care·Managed Health CareYield: Low (<1%)

Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers.

Close · 3M

+11.00%

HUM · 3M

+11.00%

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Held by 2 AI ETFs

AIUP4.600%

as of Oct 23

AMOM1.550%

as of Oct 16

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals12
Win rate75% (9/12)
Avg buy return+3.92%
AIUPnow 4.600% of fund2 signals

AIUP · Weight increase · 2d

weight 4.560% → 4.600% (+0.040 pp)·stock up 11.0% in the 30 days before

Oct 23·entry $422.07·now $422.07Fresh

0.00%
since Oct 23

AIUP · New entry · 1d

weight 0 → 4.610% (new)·stock up 7.4% in the 30 days before

Oct 16·entry $413.16·now $422.07Drifting

+2.16%
since Oct 16
AMOMnow 1.550% of fund19 signals

AMOM · Weight increase · 2d

weight 1.440% → 1.560% (+0.120 pp)·stock up 12.3% in the 30 days before

Oct 15·entry $432.20·now $422.07Fresh

-2.34%
since Oct 15

AMOM · Weight increase · 2d

weight 1.310% → 1.480% (+0.170 pp)·stock up 5.8% in the 30 days before

Oct 12·entry $433.50·now $422.07Fresh

-2.64%
since Oct 12

AMOM · Weight decrease · 3d

weight 1.350% → 1.310% (-0.040 pp)·stock down 3.2% in the 30 days before

Oct 8·entry $387.12·now $422.07

+9.03%
since Oct 8

AMOM · Weight decrease · 2d

weight 1.350% → 1.320% (-0.030 pp)·stock down 1.6% in the 30 days before

Oct 7·entry $396.51·now $422.07

+6.45%
since Oct 7

AMOM · Weight increase · 2d

weight 1.290% → 1.350% (+0.060 pp)·stock down 0.6% in the 30 days before

Oct 5·entry $404.07·now $422.07Drifting

+4.45%
since Oct 5

AMOM · Weight decrease · 4d

weight 1.370% → 1.290% (-0.080 pp)·stock down 3.8% in the 30 days before

Oct 1·entry $379.68·now $422.07

+11.16%
since Oct 1

AMOM · Weight decrease · 3d

weight 1.370% → 1.320% (-0.050 pp)·stock down 0.4% in the 30 days before

Sep 30·entry $381.57·now $422.07

+10.61%
since Sep 30

AMOM · Weight decrease · 2d

weight 1.370% → 1.330% (-0.040 pp)·stock up 0.3% in the 30 days before

Sep 29·entry $386.87·now $422.07

+9.10%
since Sep 29

AMOM · Weight increase · 3d

weight 1.280% → 1.370% (+0.090 pp)·stock up 1.8% in the 30 days before

Sep 25·entry $397.93·now $422.07Drifting

+6.07%
since Sep 25

AMOM · Weight increase · 2d

weight 1.280% → 1.310% (+0.030 pp)·stock down 2.4% in the 30 days before

Sep 24·entry $380.32·now $422.07Chased

+10.98%
since Sep 24

AMOM · Weight decrease · 6d

weight 1.490% → 1.280% (-0.210 pp)·stock down 1.8% in the 30 days before

Sep 22·entry $372.00·now $422.07

+13.46%
since Sep 22

AMOM · Weight decrease · 5d

weight 1.490% → 1.310% (-0.180 pp)·stock down 0.6% in the 30 days before

Sep 21·entry $378.58·now $422.07

+11.49%
since Sep 21

AMOM · Weight decrease · 4d

weight 1.490% → 1.360% (-0.130 pp)·stock up 2.2% in the 30 days before

Sep 18·entry $386.22·now $422.07

+9.28%
since Sep 18

AMOM · Weight decrease · 3d

weight 1.490% → 1.370% (-0.120 pp)·stock up 0.7% in the 30 days before

Sep 17·entry $384.52·now $422.07

+9.77%
since Sep 17

AMOM · Weight decrease · 2d

weight 1.490% → 1.400% (-0.090 pp)·stock up 0.1% in the 30 days before

Sep 16·entry $384.72·now $422.07

+9.71%
since Sep 16

AMOM · Weight increase · 3d

weight 1.420% → 1.490% (+0.070 pp)·stock up 5.7% in the 30 days before

Sep 14·entry $407.02·now $422.07Drifting

+3.70%
since Sep 14

AMOM · Weight increase · 2d

weight 1.420% → 1.460% (+0.040 pp)·stock up 5.4% in the 30 days before

Sep 11·entry $409.80·now $422.07Drifting

+2.99%
since Sep 11

AMOM · Weight decrease · 2d

weight 1.480% → 1.420% (-0.060 pp)·stock up 4.7% in the 30 days before

Sep 8·entry $403.09·now $422.07

+4.71%
since Sep 8

AMOM · New entry · 1d

stock up 10.7% in the 30 days before

Sep 2·entry $400.97·now $422.07Drifting

+5.26%
since Sep 2
AIEQno longer held2 signals

AIEQ · Exit · 1d

stock up 5.4% in the 30 days before

Sep 1·entry $394.88·now $422.07

+6.89%
since Sep 1

AIEQ · New entry · 1d

stock down 11.1% in the 30 days before

Aug 2·entry $374.50·now $422.07Chased

+12.70%
since Aug 2
LQAIno longer held1 signal

LQAI · Exit · 1d

stock down 7.3% in the 30 days before

Aug 6·entry $367.24·now $422.07

+14.93%
since Aug 6
AIVLno longer held6 signals

AIVL · Exit · 1d

stock down 11.1% in the 30 days before

Jul 31·entry $363.86·now $422.07

+16.00%
since Jul 31

AIVL · Weight decrease · 5d

stock down 6.0% in the 30 days before

Jul 29·entry $365.41·now $422.07

+15.51%
since Jul 29

AIVL · Weight decrease · 4d

stock up 1.3% in the 30 days before

Jul 28·entry $388.71·now $422.07

+8.58%
since Jul 28

AIVL · Weight decrease · 3d

stock up 7.7% in the 30 days before

Jul 24·entry $389.32·now $422.07

+8.41%
since Jul 24

AIVL · Weight decrease · 2d

stock up 9.8% in the 30 days before

Jul 23·entry $394.50·now $422.07

+6.99%
since Jul 23

AIVL · Weight increase · 2d

stock up 10.3% in the 30 days before

Jul 14·entry $406.77·now $422.07Drifting

+3.76%
since Jul 14

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Too hard to callas of Oct 18

AIUP opened a new 4.61% position on 2026-10-16, AMOM has been gradually accumulating with small back-and-forth moves up to 1.56%, and QRFT holds a token 0.11%. This conflicts with a Too Hard verdict, since the AIs are buying a business whose earnings depend on regulatory and cost-trend outcomes that this framework declines to forecast. The buying looks more like a bet on earnings recovery or momentum than a margin-of-safety purchase.

  • Circle of CompetenceMedicare Advantage earnings hinge on annual government rate-setting, star-rating outcomes and medical cost trends that have swung sharply in recent years, so ten-year cash flows are hard to project and the company falls outside a reasonable circle of competence.
  • Economic MoatNot scored because the business was judged too hard to model at Stage 1.
  • ManagementNot scored because the business was judged too hard to model at Stage 1.
  • Financial HealthNot scored, though the 6.92% ROE visible in the data is already well below the 15% benchmark.
  • Margin of SafetyNot scored, though a 40.9 PER and 30.6 EV/EBITDA on depressed earnings offer no obvious margin of safety.

Humana's earnings power rests on government payment rates and volatile medical costs, so it fails the circle of competence test and is not scored further. The visible numbers, including a 6.92% ROE and very high earnings multiples, would also be hard to reconcile with the framework's return and price standards. This is an educational interpretation, not investment advice.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.