JKHY · Jack Henry & Associates, Inc.

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Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information.

Close · 3M

+11.39%

Held by 0 AI ETFs

None of the tracked AI ETFs currently hold this name.

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals14

Win rate100% (14/14)

Avg buy return+13.36%

AIEQno longer held2 signals

AIEQ · Exit · 1d

weight 0.050% → 0 (exited)·stock up 7.4% in the 30 days before

Sep 1·entry $168.10·now $168.37

+0.16%

since Sep 1

AIEQ · New entry · 1d

weight 0 → 0.050% (new)·stock up 8.2% in the 30 days before

Aug 2·entry $156.53·now $168.37Drifting

+7.56%

since Aug 2

AIVLno longer held22 signals

AIVL · Exit · 1d

weight 0.220% → 0 (exited)·stock up 8.2% in the 30 days before

Jul 31·entry $154.04·now $168.37

+9.30%

since Jul 31

AIVL · Accumulation · 5d

weight 0.209% → 0.220% (+0.011 pp)·stock up 17.9% in the 30 days before

Jul 29·entry $161.15·now $168.37Drifting

+4.48%

since Jul 29

AIVL · Weight increase · 3d

weight 0.203% → 0.213% (+0.010 pp)·stock up 16.6% in the 30 days before

Jul 28·entry $157.43·now $168.37Drifting

+6.95%

since Jul 28

AIVL · Weight increase · 2d

weight 0.203% → 0.207% (+0.004 pp)·stock up 17.6% in the 30 days before

Jul 24·entry $150.58·now $168.37Chased

+11.81%

since Jul 24

AIVL · Weight decrease · 2d

weight 0.212% → 0.203% (-0.009 pp)·stock up 18.4% in the 30 days before

Jul 22·entry $146.16·now $168.37

+15.20%

since Jul 22

AIVL · Weight increase · 2d

weight 0.202% → 0.211% (+0.008 pp)·stock up 18.0% in the 30 days before

Jul 16·entry $153.84·now $168.37Drifting

+9.44%

since Jul 16

AIVL · Accumulation · 5d

weight 0.190% → 0.209% (+0.018 pp)·stock up 18.9% in the 30 days before

Jul 9·entry $150.22·now $168.37Chased

+12.08%

since Jul 9

AIVL · Accumulation · 5d

weight 0.181% → 0.206% (+0.025 pp)·stock up 13.3% in the 30 days before

Jul 8·entry $147.37·now $168.37Chased

+14.25%

since Jul 8

AIVL · Accumulation · 5d

weight 0.180% → 0.202% (+0.022 pp)·stock up 10.0% in the 30 days before

Jul 6·entry $146.38·now $168.37Chased

+15.02%

since Jul 6

AIVL · Accumulation · 6d

weight 0.175% → 0.205% (+0.030 pp)·stock up 8.0% in the 30 days before

Jul 2·entry $146.87·now $168.37Chased

+14.64%

since Jul 2

AIVL · Accumulation · 5d

weight 0.180% → 0.202% (+0.021 pp)·stock up 1.6% in the 30 days before

Jul 1·entry $142.42·now $168.37Chased

+18.22%

since Jul 1

AIVL · Weight increase · 2d

weight 0.181% → 0.194% (+0.013 pp)·stock up 1.0% in the 30 days before

Jun 30·entry $137.74·now $168.37Chased

+22.24%

since Jun 30

AIVL · Weight increase · 2d

weight 0.175% → 0.183% (+0.008 pp)·stock down 8.7% in the 30 days before

Jun 24·entry $128.06·now $168.37Chased

+31.48%

since Jun 24

AIVL · Weight decrease · 2d

weight 0.184% → 0.175% (-0.009 pp)·stock down 11.7% in the 30 days before

Jun 22·entry $123.42·now $168.37

+36.42%

since Jun 22

AIVL · Weight decrease · 3d

weight 0.206% → 0.191% (-0.016 pp)·stock down 12.5% in the 30 days before

Jun 4·entry $130.73·now $168.37

+28.79%

since Jun 4

AIVL · Weight decrease · 2d

weight 0.206% → 0.194% (-0.012 pp)·stock down 12.7% in the 30 days before

Jun 3·entry $133.13·now $168.37

+26.47%

since Jun 3

AIVL · Weight decrease · 2d

weight 0.215% → 0.199% (-0.016 pp)·stock down 12.6% in the 30 days before

May 14·entry $134.03·now $168.37

+25.62%

since May 14

AIVL · Weight decrease · 2d

weight 0.218% → 0.213% (-0.005 pp)·stock down 2.4% in the 30 days before

May 11·entry $143.65·now $168.37

+17.21%

since May 11

AIVL · Weight decrease · 3d

stock down 9.8% in the 30 days before

May 6·entry $142.88·now $168.37

+17.84%

since May 6

AIVL · Weight decrease · 2d

stock down 5.5% in the 30 days before

May 5·entry $149.34·now $168.37

+12.74%

since May 5

AIVL · Accumulation · 3d

stock down 1.0% in the 30 days before

May 1·entry $154.03·now $168.37Drifting

+9.31%

since May 1

AIVL · Weight increase · 2d

stock down 1.7% in the 30 days before

Apr 29·entry $153.75·now $168.37Drifting

+9.51%

since Apr 29

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of Aug 2

AI ETF activity for Jack Henry & Associates is mixed; AIEQ initiated a new position, indicating a belief in its current value. However, AIVL recently exited its position after a period of accumulation and decline, aligning more closely with the framework's 'Fail' verdict due to the absence of a margin of safety.

Circle of CompetenceJack Henry & Associates provides mission-critical technology to financial institutions, offering predictable unit economics from stable transaction volumes and subscription fees that allow for reasonable long-term cash flow projections.
Economic MoatThe company benefits from significant switching costs for financial institutions, who face high expense and operational risk in changing core banking software providers, thereby creating a durable competitive advantage.
ManagementInformation on management's candor, capital allocation discipline, or skin in the game is not available from the provided data to assess this criterion.
Financial HealthThe current ROE of 24.03% is strong, suggesting robust financial health, though specific 10-year averages, margin stability, and detailed debt metrics are not provided.
Margin of SafetyCurrent valuation multiples, including a PER of 20.61 and EV/EBITDA of 19.91, indicate the company is fully priced and does not offer a defensible discount or significant margin of safety.

Jack Henry & Associates operates within a clearly understandable business model, bolstered by a strong economic moat derived from high switching costs and robust financial health as indicated by its high return on equity. Despite these foundational strengths, the current market price does not offer a sufficient margin of safety, leading to an overall 'Fail' verdict within this framework.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.