PQUS0.100%
as of Jul 21
MA
GrowthMASTERCARD INC A
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
Close · 3M
+5.74%
Held by 2 AI ETFs
AIEQ0.050%
as of Jul 20
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals8
Win rate100% (8/8)
Avg buy return+9.40%
PQUS · New entry · 1d
weight 0 → 0.090% (new)·stock up 6.4% in the 30 days before
Jul 10·entry $526.74·now $547.44Drifting
+3.93%
since Jul 10
AIEQ · Sudden change · 1d
AIEQ's allocation to Mastercard experienced a measured ascent from 1.43% to 1.50% across the final week of June, preceding an immediate reduction to 0.05% on July 1st. This near-total divestment, impacting a company trading at $522.44, which is 87% of its 52-week high but still registered a 3.0% one-year decline, is consistent with AIEQ's extremely high daily turnover and sentiment-driven strategy. IBM Watson’s continuous ingestion of thousands of data points for MA, weighing its 16.75% revenue growth and 206.14% ROE against a P/E of 30.04 and P/B of 66.26, likely shifted the stock's ranking. The EquBot risk overlay then translated this updated daily assessment into a decisive portfolio adjustment, characteristic of a fund combining fundamentals with sentiment in its broad market approach.
weight 1.500% → 0.050% (-1.450 pp)·stock up 5.5% in the 30 days before
Jul 1·entry $522.44·now $547.44
+4.79%
since Jul 1
AIEQ · Weight increase · 2d
Mastercard shares, currently priced at $488.92, are trading near the lower end of their 52-week range, having seen declines of 0.4% over 30 days and 17.0% over one year. This price point, representing 82% of its 52-week high, likely prompted the AI-driven AIEQ fund, which employs IBM Watson NLP, to identify a potential entry or value opportunity. Despite the recent negative price trajectory, Mastercard maintains a 16.75% revenue growth and a 206.14% return on equity, suggesting strong underlying financials that the system's analysis may have highlighted. Consequently, the fund's daily rebalancing mechanism translated these signals into consecutive weight increases, reaching 1.47% on June 25th from 1.45% on June 24th, indicating an improving sentiment or fundamental outlook detected across its ingested data.
weight 1.430% → 1.470% (+0.040 pp)·stock down 0.8% in the 30 days before
Jun 25·entry $488.92·now $547.44Chased
+11.97%
since Jun 25
AIEQ · Weight increase · 2d
Currently trading at $486.51, Mastercard (MA) sits near the lower boundary of its 52-week range of $471.55 to $598.96, reflecting a period of negative returns over the past year, with the stock positioned at 81% of its 52-week high. Despite this price trajectory, the company maintains strong financial metrics, reporting a revenue growth of 16.75% and a return on equity of 206.14%, alongside a PER of 27.72 and PBR of 66.26. AIEQ, managed by Amplify ETFs with its IBM Watson NLP-driven EquBot system, likely identified a potential disconnect between these fundamental strengths and the recent negative market sentiment. Given its daily rebalancing and hybrid style combining fundamentals and sentiment, the AI's daily ranking appears to have signaled an increasing conviction in MA, leading to the sustained increase in its portfolio weight from 1.39% on June 5th to 1.48% on June 11th. This suggests the fund's risk overlay is capitalizing on what it perceives as an undervalued opportunity based on its comprehensive data ingestion.
weight 1.440% → 1.480% (+0.040 pp)·stock down 2.7% in the 30 days before
Jun 11·entry $486.51·now $547.44Chased
+12.52%
since Jun 11
AIEQ · Weight increase · 2d
weight 1.370% → 1.460% (+0.090 pp)·stock down 0.2% in the 30 days before
Jun 7·entry $485.67·now $547.44Chased
+12.72%
since Jun 7
AIEQ · Weight decrease · 2d
weight 1.430% → 1.370% (-0.060 pp)·stock down 3.1% in the 30 days before
Jun 4·entry $481.76·now $547.44
+13.63%
since Jun 4
AIEQ · Sudden change · 1d
AIEQ, managed by Amplify ETFs and leveraging IBM Watson NLP for its daily equity rankings, made a notable increase in its allocation to Mastercard (MA), jumping from 0.50% to 1.43% on May 30. This high-turnover fund, recognized for daily rebalancing its 140-180 stock portfolio, likely detected a significant shift in the company’s sentiment or fundamental narrative. Watson's intensive processing of news and social posts may have identified a positive catalyst, potentially outweighing recent price dips, even as MA traded near its 52-week range low. Such a move suggests the AI's model is now favoring MA, perhaps highlighting its solid 16.75% revenue growth at the current valuation.
weight 0.500% → 1.430% (+0.930 pp)·stock down 5.9% in the 30 days before
May 30·entry $495.25·now $547.44
+10.54%
since May 30
AIEQ · Weight decrease · 2d
The AI ETF likely initiated the consecutive weight decrease due to ongoing valuation concerns, particularly MA's extremely high PBR of 66.26, despite its strong revenue growth and ROE. The algorithm is systematically reducing exposure to what it perceives as an overvalued asset, signaling a shift in its risk-reward assessment. Retail investors should recognize that even robust companies can carry substantial valuation risk, underscoring the importance of analyzing metrics like PBR in addition to growth for a balanced investment strategy.
weight 0.540% → 0.510% (-0.030 pp)·stock down 1.2% in the 30 days before
May 7·entry $500.94·now $547.44
+9.28%
since May 7
AIEQ · Sudden change · 1d
The AI ETF likely initiated the significant weight increase in MA due to its exceptional profitability (ROE 206.14%) and strong revenue growth (16.75%), identifying it as a high-quality growth asset. The subsequent rapid reduction suggests the algorithm then made a tactical rebalancing, possibly taking profits or adjusting portfolio exposure based on evolving market conditions or valuation rather than a fundamental decline. For retail investors, this highlights the highly dynamic and quantitative nature of AI fund management, which can involve quick, data-driven reallocations for even fundamentally strong companies. It underscores that AI strategies are often tactical and not merely buy-and-hold, requiring careful consideration before mimicking.
weight 1.060% → 0.520% (-0.540 pp)·stock up 0.8% in the 30 days before
May 3·entry $504.74·now $547.44
+8.46%
since May 3
AIEQ · Weight increase · 2d
The AI ETF likely increased its weight in Mastercard due to its exceptional profitability, evidenced by a staggering 198.48% ROE, combined with robust revenue growth of 16.42%. This indicates the AI prioritizes strong underlying business performance and efficient capital utilization, outweighing concerns about high valuation multiples. For retail investors, this highlights the importance of analyzing profitability and growth metrics beyond just P/E or P/B ratios, as AI often identifies value in companies with superior operational health.
weight 1.010% → 1.060% (+0.050 pp)·stock up 0.7% in the 30 days before
Apr 30·entry $502.92·now $547.44Drifting
+8.85%
since Apr 30
QRFT · Exit · 1d
MASTERCARD INC A exhibited a PER of 27.0 and a PBR of 66.26, figures which, alongside a 16.75% revenue growth and 206.14% ROE, indicate a high-quality growth company potentially valued richly within QRFT's broad large-cap core mandate. However, the Qraft AI, integrating traditional factors like momentum and value with proprietary alternative-data overlays, likely weighed these high valuations against a deteriorating price trend. The removal from the portfolio on 2026-06-02 coincided with the stock trading at $477.68, precisely its 52-week low and reflecting a -17.8% return over the past year, alongside -6.6% and -9.0% declines in 30 and 90 days respectively. This sustained negative price action, signaling weakening momentum, would have been a strong trigger for the AI to de-emphasize the stock, overriding its prior quality attributes during the weekly rebalancing cycle.
weight 0.890% → 0 (exited)·stock down 3.6% in the 30 days before
Jun 2·entry $477.68·now $547.44
+14.60%
since Jun 2
QRFT · Weight increase · 2d
The Qraft AI, which blends traditional factors like value, momentum, quality, and low-vol with proprietary alternative-data overlays, adjusted its exposure to Mastercard through its regular weekly rebalance, leading to a consecutive weight increase to 0.93% by May 18. This shift for a company priced at $505.79, currently trading at 84% of its 52-week high, indicates the system likely identified a compelling opportunity within its ~300 US large-cap portfolio. Mastercard’s 206.14% ROE, combined with its 16.75% revenue growth, suggests the AI’s proprietary algorithms found strengthening quality or momentum signals. The fund’s broad large-cap core style, with its AI tilt, makes such data-driven adjustments a core part of its strategy for positions like MA.
weight 0.880% → 0.930% (+0.050 pp)·stock down 3.0% in the 30 days before
May 18·entry $505.79·now $547.44Drifting
+8.23%
since May 18
QRFT · Weight decrease · 2d
Qraft Technologies' AI-driven QRFT, which combines traditional factors like momentum with proprietary alternative-data overlays, has steadily decreased its exposure to Mastercard Inc. (MA) through recent weekly rebalancing adjustments. This pattern of consecutive weight reduction, bringing MA’s allocation down to 0.88% by May 14th, suggests the fund’s models are reacting to a shift in the stock’s profile. Given MA’s 90-day return of -14.8% and its current price near 83% of its 52-week high, the AI system likely prioritized weakening price momentum despite other potential factor scores. As QRFT manages a broad portfolio of roughly 300 US large caps, such dynamic adjustments are central to its core strategy and AI tilt.
weight 0.920% → 0.880% (-0.040 pp)·stock down 5.8% in the 30 days before
May 14·entry $489.94·now $547.44
+11.74%
since May 14
QRFT · Weight decrease · 5d
The AI fund is likely reducing its exposure to Mastercard due to its extremely high valuation, particularly the 66.26 PBR, signaling the stock may be overbought despite strong revenue growth and ROE. This suggests the AI is prioritizing risk management against potential overextension. For retail investors, this highlights that even fundamentally strong companies can become overvalued, emphasizing the importance of scrutinizing valuation multiples like PBR in personal investment decisions.
weight 1.040% → 0.910% (-0.130 pp)·stock down 1.3% in the 30 days before
May 6·entry $491.89·now $547.44
+11.29%
since May 6
QRFT · Weight decrease · 4d
The AI ETF likely reduced Mastercard's weight due to valuation concerns, indicated by its extremely high PBR of 66.26 and elevated PER, despite robust fundamentals. For retail investors, this emphasizes that even top-tier growth stocks can be considered overvalued by algorithmic models, urging a similar focus on prudent valuation alongside strong financial performance.
weight 1.040% → 0.940% (-0.100 pp)·stock down 0.9% in the 30 days before
May 5·entry $497.08·now $547.44
+10.13%
since May 5
QRFT · Weight decrease · 3d
The AI ETF likely initiated the consecutive weight decrease for Mastercard due to its exceptionally high valuation metrics, particularly the PBR of 66.26, despite strong revenue growth and ROE. This suggests the algorithm prioritized reducing exposure to a perceived valuation risk rather than purely momentum or fundamental strength. For retail investors, this action underscores the necessity of considering valuation multiples and potential overvaluation, even in fundamentally sound companies, as a key part of risk management.
weight 1.040% → 0.960% (-0.080 pp)·stock up 2.3% in the 30 days before
May 4·entry $504.74·now $547.44
+8.46%
since May 4
QRFT · Weight decrease · 2d
The AI likely reduced MA's weight due to its extremely high PBR of 66.26 and PER of 29.02, indicating potential overvaluation despite strong revenue growth and ROE. This suggests a tactical move by the AI, possibly driven by a short-term price signal, profit-taking, or a risk-management rebalance. Retail investors should note that even fundamentally strong companies can become overvalued, leading sophisticated algorithms to trim exposure. It underscores the importance of balancing growth potential with valuation metrics, especially for stocks that have seen significant appreciation.
weight 1.040% → 0.970% (-0.070 pp)·stock up 0.8% in the 30 days before
May 1·entry $495.46·now $547.44
+10.49%
since May 1
QRFT · Weight increase · 2d
The AI ETF likely increased its weight in Mastercard due to the company's exceptionally strong revenue growth of 16.42% and an outstanding 198.48% Return on Equity, signaling robust profitability and efficient capital utilization. Despite high valuation multiples, the AI system appears to be prioritizing these powerful growth and efficiency metrics, viewing MA as a high-quality stock with continued positive momentum. For retail investors, this pattern suggests that AI models often value strong fundamental performance and market dominance over concerns about stretched traditional valuation ratios. Therefore, focusing on companies with durable competitive advantages and consistent high returns on equity can be a valuable long-term strategy.
weight 0.990% → 1.010% (+0.020 pp)·stock up 4.8% in the 30 days before
Apr 28·entry $507.62·now $547.44Drifting
+7.84%
since Apr 28
QRFT · Weight decrease · 3d
The AI likely initiated this consecutive weight decrease due to Mastercard's extremely high valuation multiples, specifically the PBR of 66.26, indicating the stock may be significantly overvalued despite strong fundamentals. This suggests the AI is optimizing for risk-adjusted returns, anticipating potential valuation compression. A practical takeaway for retail investors is to recognize that even top-tier companies with excellent growth and ROE can become overvalued, warranting a cautious approach to new investments or continued holding at such stretched prices.
weight 1.030% → 0.990% (-0.040 pp)·stock up 0.3% in the 30 days before
Apr 24·entry $504.17·now $547.44
+8.58%
since Apr 24
QRFT · Weight decrease · 2d
weight 1.030% → 1.000% (-0.030 pp)·stock up 0.7% in the 30 days before
Apr 23·entry $502.38·now $547.44
+8.97%
since Apr 23
+5.96%
since Apr 20
+9.78%
since Apr 10
+8.71%
since Apr 9
+7.95%
since Apr 8
QRFT · Weight increase · 2d
stock down 4.4% in the 30 days before
Apr 6·entry $501.50·now $547.44Drifting
+9.16%
since Apr 6
+11.35%
since Apr 1
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Apr 29
The AI ETFs (AIEQ and QRFT) currently hold Mastercard in their portfolios, with QRFT showing mixed but minor recent weight changes. This contrasts with a Buffett-style 'Fail' verdict primarily driven by the current valuation, suggesting AI models may prioritize growth or other factors over a significant margin of safety.
- Circle of CompetenceMastercard's core business as a payment network offers stable, transaction-based unit economics, allowing for reasonably predictable cash flow projections over ten years or more.
- Economic MoatThe company benefits from powerful network effects connecting billions of users and millions of merchants, significant brand recognition, and high switching costs for participants, creating a durable competitive advantage.
- ManagementInformation regarding management's candor, detailed capital allocation discipline, or specific skin in the game is not available in the provided data for assessment.
- Financial HealthThe reported ROE of 198.48% is exceptionally strong, indicative of excellent profitability and capital efficiency, and suggests robust owner earnings, though 10-year historical data for all metrics were not provided.
- Margin of SafetyWith a P/E ratio of 30.28 and an EV/EBITDA of 28.1, the stock appears fully priced for future growth and quality, leaving little evident 'defensible discount' or 'enormous margin' below a conservative intrinsic value estimate.
Mastercard presents as a high-quality business within a value investor's circle of competence, fortified by strong economic moats and exceptional financial health. However, the current market price, with high valuation multiples, offers insufficient margin of safety, resulting in a 'Fail' under this framework despite the company's underlying strength.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.