QRFT0.060%
as of Jul 8
RF
GrowthREGIONS FINANCIAL CORP
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors.
Close · 3M
+15.39%
Held by 1 AI ETF
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals2
Win rate100% (2/2)
Avg buy return+17.57%
QRFT · New entry · 1d
weight 0 → 0.050% (new)·stock down 14.7% in the 30 days before
Mar 20·entry $25.36·now $31.11Chased
+22.67%
since Mar 20
AIEQ · Exit · 1d
Regions Financial Corporation exhibited a PER of 10.74, a PBR of 1.25, 45.42% revenue growth, and an 11.78% ROE, financial attributes that initially contributed to its inclusion in AIEQ's fundamentals + sentiment hybrid portfolio. IBM Watson NLP, constantly ingesting diverse data, likely detected a shift in market sentiment or a re-evaluation of these core fundamentals for the financial sector. Although trading at $28.00, placing it at 90% of its 52-week high, RF concurrently showed short-term weakness with a -0.5% 30-day return and -2.3% 90-day return. Given AIEQ's daily rebalancing and high-turnover nature, the AI's risk overlay removed the entire 0.0500% allocation on May 30, 2026, as the stock no longer met the daily ranking's criteria.
weight 0.050% → 0 (exited)·stock down 0.0% in the 30 days before
May 30·entry $27.34·now $31.11
+13.79%
since May 30
AIEQ · New entry · 1d
The AI-managed ETF likely initiated a position in RF due to its compelling combination of strong revenue growth and solid profitability, coupled with an attractive valuation as indicated by its low PER and PBR. Retail investors should note this AI's strategy of identifying fundamentally sound companies with significant growth potential that are not overvalued.
weight 0 → 0.050% (new)·stock up 7.0% in the 30 days before
May 3·entry $27.66·now $31.11Chased
+12.47%
since May 3
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of May 31
One AI ETF, QRFT, holds a small position in Regions Financial, while another, AIEQ, recently exited its position. My analysis, resulting in a 'Fail' verdict primarily due to financial health concerns, aligns more closely with AIEQ's decision to exit, suggesting a similar skepticism regarding the company's investment quality.
- Circle of CompetenceAs a regional bank, Regions Financial's core business operations and unit economics are generally predictable enough to project cash flows over a ten-year horizon, aligning with the framework's view of large banks.
- Economic MoatRegions Financial benefits from customer switching costs, established regional presence, and regulatory barriers to entry that provide a durable economic moat typical for banks.
- ManagementThe provided data does not offer sufficient information to assess management qualities like candor, capital allocation discipline, or skin in the game.
- Financial HealthThe current Return on Equity of 11.78% falls below the framework's 15% average target, indicating a potential shortfall in profitability compared to benchmark criteria for financial health.
- Margin of SafetyWithout sufficient financial detail to project owner earnings and future cash flows, a conservative estimate of intrinsic value and thus a margin of safety cannot be determined.
Regions Financial operates within a predictable circle of competence and possesses an economic moat consistent with regional banks. However, the company's current financial health, particularly its Return on Equity, falls short of the framework's profitability benchmarks. A lack of comprehensive financial data prevented a full assessment of management and the margin of safety, ultimately leading to a 'Fail' verdict based on the available information.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.