SCHW · CHARLES SCHWAB CORP

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The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services.

Close · 3M

+24.72%

Held by 1 AI ETF

PQUS0.100%

as of Sep 1

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals3

Win rate100% (3/3)

Avg buy return+12.41%

PQUSnow 0.100% of fund3 signals

PQUS · New entry · 1d

weight 0 → 0.100% (new)·stock up 5.6% in the 30 days before

Aug 7·entry $107.60·now $110.38Drifting

+2.58%

since Aug 7

PQUS · Exit · 1d

weight 0.100% → 0 (exited)·stock up 5.9% in the 30 days before

Jun 26·entry $90.67·now $110.38

+21.74%

since Jun 26

PQUS · New entry · 1d

weight 0 → 0.090% (new)·stock down 4.2% in the 30 days before

May 29·entry $87.35·now $110.38Chased

+26.37%

since May 29

LQAIno longer held2 signals

LQAI · Exit · 1d

weight 0.150% → 0 (exited)·stock up 5.9% in the 30 days before

Aug 6·entry $107.66·now $110.38

+2.53%

since Aug 6

LQAI · New entry · 1d

weight 0 → 0.140% (new)·stock up 15.8% in the 30 days before

Jul 7·entry $101.93·now $110.38Drifting

+8.29%

since Jul 7

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of Jun 28

The AI ETF PQUS recently exited its position in Charles Schwab, showing no current holdings among tracked AI ETFs. This action aligns with the framework's 'Fail' verdict, as critical financial data was insufficient to confirm the company's health, suggesting a cautious stance is warranted.

Circle of CompetenceThe established nature of investment banking and brokerage services, combined with Charles Schwab's market position, allows for reasonable projection of ten-year cash flows.
Economic MoatCharles Schwab benefits from strong brand recognition, significant scale-driven cost advantages, and high switching costs for its client base.
ManagementInsufficient data is provided to evaluate management's candor, capital allocation discipline, or ownership stakes.
Financial HealthThe provided data is insufficient to verify the ten-year average ROE, stability of operating margins, manageability of debt, or consistency of owner earnings.
Margin of SafetyWithout a conservative estimate of intrinsic value, it is not possible to determine if a margin of safety exists at the current price.

While Charles Schwab operates within a predictable industry and possesses strong economic moats, a comprehensive assessment of its financial health was not possible with the provided data. The inability to confirm key financial metrics like long-term ROE stability, manageable debt, and consistent owner earnings prevents a passing grade for this company based on the framework.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.