USB · US BANCORP · Top AI ETF

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U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

Close · 3M

+14.30%

Held by 3 AI ETFs

AIVL3.263%

as of Sep 3

LQAI0.650%

as of Sep 2

PQUS0.540%

as of Sep 1

Signal performance

Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.

Buy signals22

Win rate59% (13/22)

Avg buy return+0.68%

AIVLnow 3.263% of fund24 signals

AIVL · Weight decrease · 3d

weight 3.185% → 3.162% (-0.023 pp)·stock down 2.3% in the 30 days before

Aug 31·entry $61.58·now $63.53

+3.17%

since Aug 31

AIVL · Weight decrease · 2d

weight 3.185% → 3.180% (-0.005 pp)·stock down 0.7% in the 30 days before

Aug 28·entry $62.47·now $63.53

+1.70%

since Aug 28

AIVL · Weight increase · 2d

weight 3.157% → 3.185% (+0.028 pp)·stock down 2.4% in the 30 days before

Aug 24·entry $62.42·now $63.53Fresh

+1.78%

since Aug 24

AIVL · Weight decrease · 2d

weight 3.294% → 3.157% (-0.137 pp)·stock down 4.2% in the 30 days before

Aug 20·entry $61.78·now $63.53

+2.83%

since Aug 20

AIVL · Accumulation · 6d

weight 3.244% → 3.294% (+0.051 pp)·stock up 2.6% in the 30 days before

Aug 18·entry $64.79·now $63.53Fresh

-1.94%

since Aug 18

AIVL · Accumulation · 5d

weight 3.256% → 3.291% (+0.035 pp)·stock up 2.7% in the 30 days before

Aug 17·entry $64.87·now $63.53Fresh

-2.07%

since Aug 17

AIVL · Weight increase · 3d

weight 3.244% → 3.303% (+0.059 pp)·stock up 4.6% in the 30 days before

Aug 12·entry $65.02·now $63.53Fresh

-2.29%

since Aug 12

AIVL · Weight increase · 2d

weight 3.244% → 3.275% (+0.031 pp)·stock up 3.1% in the 30 days before

Aug 11·entry $64.29·now $63.53Fresh

-1.18%

since Aug 11

AIVL · Weight decrease · 2d

weight 3.277% → 3.244% (-0.034 pp)·stock up 3.3% in the 30 days before

Aug 7·entry $63.94·now $63.53

-0.64%

since Aug 7

AIVL · Weight decrease · 3d

weight 3.370% → 3.260% (-0.110 pp)·stock up 1.7% in the 30 days before

Jul 31·entry $63.01·now $63.53

+0.83%

since Jul 31

AIVL · Weight decrease · 2d

weight 3.370% → 3.294% (-0.075 pp)·stock up 2.5% in the 30 days before

Jul 29·entry $62.82·now $63.53

+1.13%

since Jul 29

AIVL · Accumulation · 5d

weight 3.356% → 3.370% (+0.014 pp)·stock up 6.4% in the 30 days before

Jul 24·entry $63.97·now $63.53Fresh

-0.69%

since Jul 24

AIVL · Accumulation · 5d

weight 3.316% → 3.362% (+0.045 pp)·stock up 5.5% in the 30 days before

Jul 23·entry $63.33·now $63.53Fresh

+0.32%

since Jul 23

AIVL · Accumulation · 6d

weight 3.309% → 3.427% (+0.119 pp)·stock up 9.9% in the 30 days before

Jul 22·entry $64.47·now $63.53Fresh

-1.46%

since Jul 22

AIVL · Accumulation · 5d

weight 3.313% → 3.391% (+0.078 pp)·stock up 9.6% in the 30 days before

Jul 21·entry $63.71·now $63.53Fresh

-0.28%

since Jul 21

AIVL · Accumulation · 5d

weight 3.298% → 3.350% (+0.052 pp)·stock up 9.0% in the 30 days before

Jul 20·entry $63.14·now $63.53Fresh

+0.62%

since Jul 20

AIVL · Accumulation · 5d

weight 3.273% → 3.339% (+0.066 pp)·stock up 7.2% in the 30 days before

Jul 17·entry $63.14·now $63.53Fresh

+0.62%

since Jul 17

AIVL · Accumulation · 5d

weight 3.332% → 3.362% (+0.030 pp)·stock up 10.8% in the 30 days before

Jul 16·entry $64.01·now $63.53Fresh

-0.75%

since Jul 16

AIVL · Accumulation · 5d

stock up 6.9% in the 30 days before

Jul 15·entry $63.01·now $63.53Fresh

+0.83%

since Jul 15

AIVL · Accumulation · 5d

stock up 7.8% in the 30 days before

Jul 14·entry $62.14·now $63.53Drifting

+2.24%

since Jul 14

AIVL · Weight increase · 2d

stock up 11.4% in the 30 days before

Jul 10·entry $62.41·now $63.53Fresh

+1.79%

since Jul 10

AIVL · Weight increase · 2d

stock up 13.4% in the 30 days before

Jul 7·entry $62.89·now $63.53Fresh

+1.02%

since Jul 7

AIVL · Weight decrease · 2d

stock up 10.1% in the 30 days before

Jun 30·entry $60.40·now $63.53

+5.18%

since Jun 30

AIVL · Weight increase · 2d

stock up 10.1% in the 30 days before

Jun 23·entry $60.05·now $63.53Drifting

+5.80%

since Jun 23

LQAInow 0.650% of fund6 signals

LQAI · Weight increase · 2d

weight 0.620% → 0.650% (+0.030 pp)·stock down 2.3% in the 30 days before

Sep 2·entry $62.77·now $63.53Fresh

+1.21%

since Sep 2

LQAI · New entry · 1d

weight 0 → 0.640% (new)·stock up 4.6% in the 30 days before

Aug 6·entry $63.81·now $63.53Fresh

-0.44%

since Aug 6

LQAI · Exit · 1d

stock up 13.4% in the 30 days before

Jul 7·entry $62.89·now $63.53

+1.02%

since Jul 7

LQAI · Weight increase · 3d

stock up 18.2% in the 30 days before

Jul 6·entry $62.83·now $63.53Fresh

+1.11%

since Jul 6

LQAI · Weight increase · 2d

stock up 13.1% in the 30 days before

Jul 2·entry $61.73·now $63.53Drifting

+2.92%

since Jul 2

LQAI · Weight increase · 2d

stock up 9.6% in the 30 days before

Jun 24·entry $60.11·now $63.53Drifting

+5.69%

since Jun 24

Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.

Buffett-style framework

Fails the frameworkas of May 1

AI ETFs are holding US Bancorp, with AIVL specifically showing a trend of increasing its position, suggesting a positive outlook. In contrast, a Buffett-style analysis results in a "Fail" verdict, primarily due to the inability to confirm critical long-term financial health criteria with the available data. This indicates a divergence in assessment, where the AI's positive action conflicts with the conservative value investing framework's conclusion.

Circle of CompetenceUS Bancorp operates in the well-understood banking sector, whose underlying unit economics, while cyclical, are generally predictable over a ten-year horizon.
Economic MoatAs a large, established bank, US Bancorp benefits from significant customer switching costs, a trusted brand, and regulatory barriers to entry that contribute to a durable competitive advantage.
ManagementThe provided financial snapshot does not offer sufficient information to evaluate management's candor, capital allocation discipline, or personal alignment with shareholder interests.
Financial HealthThe single-year ROE of 12.21% falls below the framework's 10-year average target of 15%, and critical historical data for operating margins and owner earnings are missing, preventing a pass on financial health.
Margin of SafetyWithout a conservative estimate of intrinsic value, it is not possible to determine if the current price offers a defensible margin of safety according to the framework's criteria.

US Bancorp appears to fit within the circle of competence and possesses identifiable economic moats. However, a comprehensive assessment of management and, crucially, its long-term financial health could not be completed with the provided data, leading to a "Fail" verdict on financial health. Consequently, a definitive judgment on the margin of safety was also not possible, preventing an overall "Pass" for this company.

Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.