PQUS1.120%
as of Jul 21
V
GrowthVISA INC-CLASS A SHARES
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.
Close · 3M
+14.12%
Held by 2 AI ETFs
AIEQ0.050%
as of Jul 20
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals4
Win rate100% (4/4)
Avg buy return+8.64%
PQUS · Weight decrease · 2d
A gradual two-day consecutive weight decrease for VISA, moving from 1.13% to 1.09%, has been observed in PQUS. This modest reduction occurs while VISA’s price stands at 96% of its 52-week high, after gains of 6.4% over 30 days, placing it at a PER of 30.1 and PBR of 17.27. Such a calibrated adjustment is consistent with PQUS’s AI ranking system, which operates on periodic rebalances with measured turnover and factors in valuation alongside its US large-cap universe, sector-balance, and concentration rules. The AI’s incremental de-weighting suggests a re-evaluation of the stock’s attractiveness at its elevated price and valuation multiples, aligning with the fund's systematic, less reactive management style rather than a sudden change in conviction.
weight 1.130% → 1.090% (-0.040 pp)·stock up 8.9% in the 30 days before
Jul 9·entry $348.20·now $360.57
+3.55%
since Jul 9
PQUS · Weight increase · 2d
Visa’s allocation within PQUS registered a two-day consecutive increase on June 25th and 26th, incrementally rising from 1.02% to 1.06% after a preceding period of stability. This measured upward adjustment aligns with PQUS’s strategy of periodic rebalancing and measured turnover, where the AI ranking system likely identified Visa as an appealing large-cap component. Despite a one-year return of -11.0%, Visa’s recent 30-day price appreciation of +3.2% and underlying fundamentals—including 14.37% revenue growth and 58.9% ROE—suggest a recovering sentiment. The AI system, operating within its sector-balance and concentration rules for its ~165 US large-cap portfolio, has subtly increased exposure to a stock showing renewed momentum, currently at 89% of its 52-week high, after a period of underperformance.
weight 1.020% → 1.060% (+0.040 pp)·stock up 2.6% in the 30 days before
Jun 26·entry $336.23·now $360.57Drifting
+7.24%
since Jun 26
PQUS · Weight increase · 2d
V is currently trading at $319.05, placing it at 85% of its 52-week high after experiencing negative returns of -3.3% over 30 days, -3.0% over 90 days, and -12.6% over the last year. This recent price depreciation, pushing the stock near its annual low, likely triggered Pictet Asset Management's AI ranking system for the PQUS fund. The AI, which focuses on US large-cap companies and rebalances periodically, initiated a series of weight increases for V, moving from 0.97% to 1.04% between June 5th and June 12th, 2026, indicating a strengthening conviction. Despite V's recent price trajectory, its financial profile, including a 14.37% revenue growth and a 58.9% ROE, likely signals to the AI system that the stock presents value at its current lower price levels. This deliberate accumulation within PQUS reflects the AI's assessment that V, a component of the fund's roughly 165 US large-cap holdings, offers a compelling investment opportunity, aligning with the fund's measured turnover and sector-balance considerations.
weight 1.010% → 1.040% (+0.030 pp)·stock up 0.6% in the 30 days before
Jun 12·entry $322.39·now $360.57Chased
+11.84%
since Jun 12
PQUS · Weight increase · 2d
weight 0.970% → 1.030% (+0.060 pp)·stock up 1.5% in the 30 days before
Jun 7·entry $319.67·now $360.57Chased
+12.79%
since Jun 7
PQUS · Weight decrease · 2d
weight 1.010% → 0.970% (-0.040 pp)·stock down 0.6% in the 30 days before
Jun 4·entry $320.18·now $360.57
+12.61%
since Jun 4
PQUS · Weight decrease · 2d
The AI ETF is likely reducing its V holding due to its extremely high valuation metrics, particularly a PBR of 17.27 and PER of 27.01, despite strong fundamentals. This systematic decrease suggests the AI is prioritizing risk management by trimming exposure to a potentially overvalued asset to mitigate future drawdowns or to reallocate capital to opportunities with better risk-adjusted returns. For retail investors, this action indicates that even fundamentally strong companies can become overvalued in an algorithm's view, prompting a careful re-evaluation of high-valuation holdings in their own portfolios for potential de-risking.
weight 1.080% → 1.020% (-0.060 pp)·stock up 3.4% in the 30 days before
May 8·entry $318.79·now $360.57
+13.11%
since May 8
AIEQ · New entry · 1d
weight 0 → 0.050% (new)·stock up 8.8% in the 30 days before
Jul 1·entry $351.08·now $360.57Drifting
+2.70%
since Jul 1
AIEQ · Exit · 1d
AIEQ's management by IBM Watson NLP, which ingests news, filings, and social posts daily, likely detected a deterioration in sentiment or relative appeal for Visa. Operating as one of the highest-turnover funds in the AI ETF universe with a daily rebalancing schedule and holding 140-180 US stocks, even a minor change in the AI's ranking can lead to swift position adjustments. Despite Visa's reported 14.37% revenue growth, the stock's -10.6% 1-year return likely contributed to its real-time ranking falling below the threshold for inclusion in the dynamically managed portfolio. The combined analysis by the AI's fundamentals + sentiment hybrid approach, weighing both intrinsic value and market perception, culminated in the complete removal of Visa's 0.5900% allocation by May 30, 2026.
weight 0.590% → 0 (exited)·stock down 2.5% in the 30 days before
May 30·entry $322.77·now $360.57
+11.71%
since May 30
AIEQ · Weight decrease · 2d
Visa shares are trading at $328.88, currently positioned at 88% of their 52-week high, with a recent +6.3% 30-day return contrasting with a flat 90-day performance and a 6.9% decline over the past year. This price trajectory, combined with the company's high PER of 27.95 and PBR of 17.27, informs AIEQ's dynamic portfolio adjustments. Given AIEQ's method of daily rebalancing driven by IBM Watson NLP ingesting news, transcripts, and social posts across thousands of equities, the consecutive weight decrease from 0.60% to 0.59% between May 22 and May 24 signals a potential detection of shifting sentiment. Even with Visa's 14.37% revenue growth and a 58.9% ROE, the AI's real-time analysis likely identified emerging negative narratives or a perceived weakening in forward-looking signals, leading to a lower ranking and subsequent reduction in this high-turnover fund.
weight 0.610% → 0.590% (-0.020 pp)·stock up 6.5% in the 30 days before
May 24·entry $326.48·now $360.57
+10.44%
since May 24
AIEQ · Weight decrease · 2d
The AI-managed ETF likely initiated and continued to decrease its weight in Visa due to the stock's very high valuation multiples (PER 27.01, PBR 17.27), despite its strong profitability and growth. This suggests the AI perceived an unfavorable risk-reward balance or found better opportunities elsewhere. For retail investors, this highlights that even excellent companies can be trimmed by AI funds if their valuation becomes stretched, underscoring the importance of considering entry price and market context beyond just fundamental strength.
weight 0.610% → 0.580% (-0.030 pp)·stock up 4.0% in the 30 days before
May 7·entry $321.28·now $360.57
+12.23%
since May 7
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of May 11
The AI ETFs PQUS and AIEQ show a recent trend of decreasing their weight in Visa, indicating a less favorable outlook. This aligns with the 'Fail' verdict, which primarily stems from the lack of a sufficient margin of safety at the current valuation, suggesting the AIs might also perceive the price as unattractive.
- Circle of CompetenceVisa's business model as a global payment network processor exhibits predictable unit economics, allowing for reasonable long-term cash flow projections.
- Economic MoatVisa possesses a powerful economic moat through its extensive global network effects, strong brand recognition, and high switching costs for both consumers and merchants.
- ManagementDetailed information regarding management's candor, capital allocation track record, and skin in the game is not available in the provided financial snapshot to make a definitive judgment.
- Financial HealthWhile a recent ROE of 58.9% is exceptional, comprehensive data including 10-year average ROE, stable operating margins, manageable debt levels, and consistent owner earnings cannot be fully assessed from the limited financial information provided.
- Margin of SafetyCurrent valuation multiples (PER 27.01, PBR 17.27, EV/EBITDA 28.9) suggest the market prices Visa as a wonderful company, leaving no defensible margin of safety at the current price for a conservative estimate of intrinsic value.
Visa operates a predictable business with a strong economic moat, aligning well with the initial stages of a Buffett-style analysis. However, a definitive assessment of management quality and full financial health is constrained by limited data. Crucially, the current market valuation does not offer a margin of safety, leading to an overall 'Fail' verdict within this framework.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.