PQUS1.080%
as of Sep 1
V
GrowthVISA INC-CLASS A SHARES
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.
Close · 3M
+21.13%
Held by 1 AI ETF
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals6
Win rate83% (5/6)
Avg buy return+8.76%
PQUS · Weight decrease · 2d
weight 1.160% → 1.070% (-0.090 pp)·stock up 4.2% in the 30 days before
Aug 29·entry $379.37·now $375.07
-1.13%
since Aug 29
PQUS · Weight increase · 2d
weight 1.100% → 1.120% (+0.020 pp)·stock up 5.5% in the 30 days before
Aug 23·entry $382.41·now $375.07Fresh
-1.92%
since Aug 23
PQUS · Weight decrease · 2d
weight 1.150% → 1.110% (-0.040 pp)·stock up 4.3% in the 30 days before
Aug 2·entry $365.67·now $375.07
+2.57%
since Aug 2
PQUS · Weight increase · 2d
weight 1.100% → 1.150% (+0.050 pp)·stock up 4.3% in the 30 days before
Jul 31·entry $366.13·now $375.07Drifting
+2.44%
since Jul 31
PQUS · Weight decrease · 2d
weight 1.130% → 1.090% (-0.040 pp)·stock up 8.9% in the 30 days before
Jul 9·entry $348.20·now $375.07
+7.72%
since Jul 9
PQUS · Weight increase · 2d
weight 1.020% → 1.060% (+0.040 pp)·stock up 2.6% in the 30 days before
Jun 26·entry $336.23·now $375.07Chased
+11.55%
since Jun 26
PQUS · Weight increase · 2d
weight 1.010% → 1.040% (+0.030 pp)·stock up 0.6% in the 30 days before
Jun 12·entry $322.39·now $375.07Chased
+16.34%
since Jun 12
PQUS · Weight increase · 2d
weight 0.970% → 1.030% (+0.060 pp)·stock up 1.5% in the 30 days before
Jun 7·entry $319.67·now $375.07Chased
+17.33%
since Jun 7
PQUS · Weight decrease · 2d
weight 1.010% → 0.970% (-0.040 pp)·stock down 0.6% in the 30 days before
Jun 4·entry $320.18·now $375.07
+17.14%
since Jun 4
PQUS · Weight decrease · 2d
weight 1.080% → 1.020% (-0.060 pp)·stock up 3.4% in the 30 days before
May 8·entry $318.79·now $375.07
+17.65%
since May 8
AIEQ · Exit · 1d
weight 0.050% → 0 (exited)·stock up 4.3% in the 30 days before
Aug 2·entry $365.67·now $375.07
+2.57%
since Aug 2
AIEQ · New entry · 1d
weight 0 → 0.050% (new)·stock up 8.8% in the 30 days before
Jul 1·entry $351.08·now $375.07Drifting
+6.83%
since Jul 1
AIEQ · Exit · 1d
weight 0.590% → 0 (exited)·stock down 2.5% in the 30 days before
May 30·entry $322.77·now $375.07
+16.20%
since May 30
AIEQ · Weight decrease · 2d
weight 0.610% → 0.590% (-0.020 pp)·stock up 6.5% in the 30 days before
May 24·entry $326.48·now $375.07
+14.88%
since May 24
AIEQ · Weight decrease · 2d
weight 0.610% → 0.580% (-0.030 pp)·stock up 4.0% in the 30 days before
May 7·entry $321.28·now $375.07
+16.74%
since May 7
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Aug 30
The AI ETF PQUS maintains a holding in Visa but recently showed a slight decrease in its weight, which aligns with the framework's "Fail" verdict driven by an insufficient margin of safety at the current valuation. While the AI holds the stock, the recent trend suggests some reservation about the current price, resonating with the framework's conclusion.
- Circle of CompetenceVisa's global payment network and fee-based revenue model provide highly predictable unit economics, allowing for reasonable projection of ten-year cash flows.
- Economic MoatVisa possesses a powerful economic moat derived from significant network effects, strong brand recognition, high switching costs, and scale-driven cost advantages.
- ManagementWithout access to detailed shareholder communications or a history of M&A and capital allocation decisions, management's candor and capital allocation discipline cannot be fully assessed from the provided financials.
- Financial HealthThe company demonstrates exceptional financial health, evidenced by a very high current ROE of 61.26% and robust revenue growth, indicating strong earning power with efficient capital use.
- Margin of SafetyDespite Visa being a wonderful company, its current valuation multiples (PER 30.36, PBR 17.27) do not present a defensible discount or an enormous margin of safety relative to a conservative estimate of intrinsic value.
Visa is a fundamentally strong business operating within a predictable circle of competence and protected by an enduring economic moat, further supported by excellent financial health. However, its current market price appears to reflect its quality fully, leaving no significant margin of safety according to this valuation framework, leading to a "Fail" verdict.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.