PQUS0.530%
as of Sep 1
UNH
GrowthUNITEDHEALTH GROUP INC
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities.
Close · 3M
+12.97%
Held by 2 AI ETFs
BUZZ0.300%
as of Sep 2
Signal performance
Each tracked ETF's moves on this stock, grouped by fund. Returns are measured from the signal date to the latest close — hypothetical, no commissions or slippage.
Buy signals15
Win rate0% (0/15)
Avg buy return-4.39%
PQUS · Weight decrease · 3d
weight 0.610% → 0.580% (-0.030 pp)·stock down 2.8% in the 30 days before
Aug 2·entry $415.36·now $400.94
-3.47%
since Aug 2
PQUS · Weight decrease · 2d
weight 0.610% → 0.590% (-0.020 pp)·stock down 2.8% in the 30 days before
Aug 1·entry $415.36·now $400.94
-3.47%
since Aug 1
PQUS · Weight decrease · 2d
weight 0.600% → 0.580% (-0.020 pp)·stock up 4.5% in the 30 days before
Jul 17·entry $426.09·now $400.94
-5.90%
since Jul 17
PQUS · Accumulation · 5d
weight 0.560% → 0.640% (+0.080 pp)·stock up 12.3% in the 30 days before
Jul 1·entry $426.54·now $400.94Fresh
-6.00%
since Jul 1
PQUS · Accumulation · 5d
weight 0.550% → 0.620% (+0.070 pp)·stock up 9.3% in the 30 days before
Jun 30·entry $415.63·now $400.94Fresh
-3.53%
since Jun 30
PQUS · Accumulation · 5d
weight 0.550% → 0.620% (+0.070 pp)·stock up 9.7% in the 30 days before
Jun 29·entry $419.82·now $400.94Fresh
-4.50%
since Jun 29
PQUS · Accumulation · 5d
weight 0.550% → 0.620% (+0.070 pp)·stock up 11.4% in the 30 days before
Jun 28·entry $419.82·now $400.94Fresh
-4.50%
since Jun 28
PQUS · Weight increase · 4d
weight 0.550% → 0.600% (+0.050 pp)·stock up 11.4% in the 30 days before
Jun 27·entry $419.82·now $400.94Fresh
-4.50%
since Jun 27
PQUS · Weight increase · 3d
weight 0.550% → 0.590% (+0.040 pp)·stock up 11.4% in the 30 days before
Jun 26·entry $427.89·now $400.94Fresh
-6.30%
since Jun 26
PQUS · Weight increase · 2d
stock up 10.3% in the 30 days before
Jun 25·entry $415.53·now $400.94Fresh
-3.51%
since Jun 25
BUZZ · Weight decrease · 2d
weight 0.230% → 0.210% (-0.020 pp)·stock down 5.1% in the 30 days before
Aug 6·entry $403.97·now $400.94
-0.75%
since Aug 6
BUZZ · Weight increase · 2d
weight 0.230% → 0.250% (+0.020 pp)·stock up 0.2% in the 30 days before
Jul 29·entry $420.57·now $400.94Fresh
-4.67%
since Jul 29
BUZZ · Weight decrease · 3d
weight 0.570% → 0.230% (-0.340 pp)·stock up 3.0% in the 30 days before
Jul 16·entry $423.38·now $400.94
-5.30%
since Jul 16
BUZZ · Weight decrease · 2d
weight 0.570% → 0.550% (-0.020 pp)·stock up 2.4% in the 30 days before
Jul 15·entry $418.52·now $400.94
-4.20%
since Jul 15
BUZZ · Accumulation · 5d
weight 0.520% → 0.550% (+0.030 pp)·stock up 12.6% in the 30 days before
Jul 2·entry $425.36·now $400.94Fresh
-5.74%
since Jul 2
BUZZ · Accumulation · 5d
weight 0.510% → 0.540% (+0.030 pp)·stock up 12.3% in the 30 days before
Jul 1·entry $426.54·now $400.94Fresh
-6.00%
since Jul 1
BUZZ · Accumulation · 5d
weight 0.490% → 0.520% (+0.030 pp)·stock up 9.3% in the 30 days before
Jun 30·entry $415.63·now $400.94Fresh
-3.53%
since Jun 30
BUZZ · Weight increase · 5d
stock up 11.4% in the 30 days before
Jun 26·entry $427.89·now $400.94Fresh
-6.30%
since Jun 26
BUZZ · Weight increase · 4d
stock up 10.3% in the 30 days before
Jun 25·entry $415.53·now $400.94Fresh
-3.51%
since Jun 25
-1.20%
since Jun 24
-2.03%
since Jun 23
0.00%
since Jun 18
AIEQ · Exit · 1d
weight 0.100% → 0 (exited)·stock down 2.8% in the 30 days before
Aug 2·entry $415.36·now $400.94
-3.47%
since Aug 2
Sell signals show what the stock did after the AI exited. A negative number means the AI's exit was well-timed.
Buffett-style framework
Fails the frameworkas of Jun 28
AI ETFs are generally accumulating UnitedHealth Group, with multiple funds showing recent weight increases, suggesting a positive outlook or momentum play. This contrasts with the value-investing framework's 'Fail' verdict, which identifies concerns regarding the company's financial health data and the absence of a margin of safety at current prices.
- Circle of CompetenceUnitedHealth Group's diverse and regulated operations in managed healthcare and services provide stable, recurring revenue, making its unit economics predictable enough for ten-year cash flow projections.
- Economic MoatThe company benefits from significant scale, extensive provider networks, brand recognition, and regulatory barriers to entry, all contributing to a durable economic moat.
- ManagementThe provided financial snapshots do not offer sufficient information to assess management's candor, capital allocation discipline, or skin in the game, preventing a definitive judgment.
- Financial HealthThe single provided ROE of 12.4% does not meet the 10-year average ROE >= 15% criterion, and there is insufficient data to evaluate other critical financial health metrics like stable operating margins, manageable debt, or owner earnings consistently.
- Margin of SafetyCurrent valuation multiples, including a PER of 30.68 and EV/EBITDA of 21.27, indicate a demanding price that does not offer a defensible margin of safety for a conservative estimate of intrinsic value.
UnitedHealth Group operates within a predictable circle of competence and possesses a strong economic moat, aligning with key value-investing principles. However, the available financial data is insufficient to affirm robust financial health, and its current valuation multiples suggest no clear margin of safety. Therefore, the company fails to meet the full criteria of a Buffett-style investment at this time.
Educational interpretation generated by AI applying frameworks Warren Buffett documented in his shareholder letters and other public writings. Not a statement by Mr. Buffett or Berkshire Hathaway, and not investment advice.